Oakland County · Official 2025 state millage

Ferndale property taxes & housing data

Ferndale is taxed at 47.1564–51.6764 mills across 2 school districts. That is 12.78 mills above the Oakland County median and 14.55 mills above the Southeast Michigan median — the 47th lowest of 52 municipalities in the county, and 192 of 236 region-wide.

Rates by school district

School districtHomesteadNon-homestead$250,000$350,000$500,000
Ferndale City School District47.156465.1564$5,895$8,252$11,789
Hazel Park City School District51.676469.6764$6,460$9,043$12,919

Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.

Which side of the boundary matters here. Ferndale spans 2 school districts, from 47.1564 mills (Ferndale City School District) to 51.6764 mills (Hazel Park City School District). On a $350,000 home that is $791 a year — $66 a month — decided by which street you buy on. Most listing sites do not show you this.

How Ferndale compares in Oakland County

Municipality Lowest millageAnnual tax on $350,000
Huntington Woods43.6735$7,643
Farmington44.5448$7,795
Pleasant Ridge46.0062$8,051
Madison Heights46.2962$8,102
Ferndale47.1564$8,252
Clawson48.6167$8,508
Southfield50.6993$8,872
Lathrup Village54.0342$9,456
Oak Park59.4486$10,404

← Madison Heights (lower)  ·  Clawson (higher) →

What it's like to own in Ferndale

Housing stock

1939

average year built · 1,105 sqft average across 8,815 single-family homes

SEMCOG Buildings_2024

Lead in drinking water

9 ppb

90th percentile for Ferndale · below Michigan's 12 ppb action level. Sampled at the fifth liter, which deliberately draws water that sat in the service line and reads higher by design — not comparable to systems that sample standard.

EGLE / MDHHS water-system monitoring, periods ending 2025-12-31

Radon

0.93 pCi/L

average across 310 home tests · 2% above the EPA 4 pCi/L action level — low. ZIPs 48220, 48069, 48237.

MDHHS indoor radon test results by ZIP

Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.

Common questions

What is the property tax rate in Ferndale, Michigan?

Ferndale is taxed at 47.1564–51.6764 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $8,252 a year.

Does the tax rate change by address within Ferndale?

Yes. Ferndale spans 2 school districts and the rate runs from 47.1564 to 51.6764 mills depending on the district your address falls in — a difference of $791 a year on a $350,000 home. The district table above lists every rate.

How much are property taxes on a $350,000 home in Ferndale?

About $8,252 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.

Why is the tax bill on a Ferndale listing lower than what I would pay?

Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.

How does Ferndale compare with the rest of Oakland County?

It is the 47 lowest of 52 municipalities in Oakland County and 192 of 236 across the eight-county region — 12.78 mills above the county median.

Run your own numbers

What your Ferndale taxes become after you buy

Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Ferndale — enter a price and the seller's current taxable value.

The one nobody else built

Uncapping calculator

When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.

Buyer Tool

What your taxes become after you buy

Enter the purchase price and the property's current taxable value (it's on the listing, the assessor's site, or we'll pull it for you).

236 municipalities across the 8-county Southeast Michigan region.
Most cities span several districts, and the rate difference between them can exceed 10 mills. This is the step every other calculator skips.
Auto-filled from the official 2025 state report. Override it with the exact rate from your tax bill if you have it.
Not the same as market value or SEV. This is what's capped today.
Non-homestead adds roughly 18 mills of school operating tax.
Your annual tax increase
Seller pays today
Your new taxable value
You'll pay after uncapping
Added to monthly escrow
Why this matters: the increase hits in the tax year after your closing — so your first year looks fine and year two jumps. Lenders often escrow off the seller's old bill, which creates a shortage and a payment increase you didn't plan for.

Get this run on a specific address

We'll pull the actual assessed value, taxable value, and exact millage for any Metro Detroit property and send the real number within the hour.

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