1665 W Troy ST , Ferndale, MI 48220
Est. $2,896/mo with current taxes · · See the breakdown
About this home
Bright and welcoming colonial with three bedrooms, two full baths, a finished basement, and a fenced backyard made for summer gatherings, all within walking and biking distance of downtown Ferndale. Step inside to a sun-filled living room where gleaming hardwood floors, a wall of windows, and a cozy gas fireplace set a warm, relaxed tone. A charming dining nook wrapped in windows sits just off the living room, the perfect spot for morning coffee or casual dinners. The spacious kitchen offers stainless steel appliances, abundant cabinetry, and plenty of room to cook and entertain. An entry-level bedroom with hardwood floors and a sliding door out to the back deck makes a great primary bedroom, guest room, or home office, with a full bath just steps away. Head upstairs to two generously sized bedrooms filled with natural light, a second full bath, and a covered balcony overlooking the yard, a lovely spot to unwind at the end of the day. The finished basement adds a roomy rec area perfect for movie nights, along with laundry and extra storage. Out back, the fully fenced yard feels like your own private retreat with mature trees, a spacious wood deck, a patio lounge area, and a gazebo for outdoor dining. A detached 1.5 car garage rounds it all out. All of this is tucked just south of 9 Mile, close to Ferndale's shops, restaurants, and parks. Welcome Home!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 47.16 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $325,000 |
| Beds | 3 |
| Baths | 2 full |
| Square feet | 1,900 |
| Type | Single family residence |
| Subdivision | LEGGETT FARM |
| County | Oakland |
| MLS # | 20261087715 |
| Listed | 2026-10-29 |
| Days on market | 5 |
| Year built | 1924 |
| Possession | Negotiable |
| Stories | 2 stories |
| Basement | Finished |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Block |
| Garage spaces | 1.5 |
| Water / Sewer | City water & sewer |
| Fireplace | Yes |
| Parcel number | 2533127008 |
| Listing office | Good Company |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $165,610 | about $162,500 |
| Yearly property tax | $8,554 | about $7,663 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $165,610. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Ferndale's 2025 homestead rate of 47.16 mills and assumes you claim the homestead exemption. See Ferndale's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.