730 W Saratoga ST , Ferndale, MI 48220
Est. $2,787/mo with current taxes · · See the breakdown
About this home
Fantastic opportunity in the heart of Ferndale... with its unique brick exterior showing off the charm of the home, this 3 bedroom 2 and a half bath bungalow blends classic character with incredible future potential. Located just minutes from vibrant downtown Ferndale and steps from popular Memorial Park, you will enjoy easy access to bustling nightlife, unique shopping, dining, and year-round street fairs and live music. Enter through the enclosed foyer to find an expansive living and dining area centered around a cozy gas fireplace. Two nicely sized main-floor bedrooms with hardwood floors and and functional full bath. The oversized upper-level master bedroom acts as a private retreat with beautiful hardwood flooring, an attached half bath, 2 larger scale closets, and plenty of built-in storage throughout as well as dedicated office space if desired and windows were replaced 2022. In addition the upper level features a fully functional whole house fan, providing improved air circulation, natural ventilation, and an energy efficient way to keep the home cool and comfortable in the summer months and warm and cozy in the winter. Downstairs, the unfinished basement offers a massive blank canvas for a recreation room or optional living space, complete with a plumbed full bath. Outside, enjoy a fenced backyard with a cement patio and a detached garage with power for the car enthusiast and enough parking for multiple vehicles. This home is ready for its next chapter—schedule your tour today! .
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 47.16 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $319,000 |
| Beds | 3 |
| Baths | 2 full, 1 half |
| Square feet | 1,367 |
| Type | Single family residence |
| Subdivision | HAWTHORNE PARK |
| County | Oakland |
| MLS # | 20261087809 |
| Listed | 2026-10-31 |
| Days on market | 3 |
| Year built | 1953 |
| Possession | At closing |
| Stories | 1.5 stories |
| Basement | Unfinished |
| Heating | Baseboard, Natural gas, Radiant |
| Foundation | Basement, Poured |
| Garage spaces | 1.0 |
| Water / Sewer | City water & sewer |
| Fireplace | Yes |
| Parcel number | 2534103007 |
| Listing office | RC Platinum Inc |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $141,760 | about $159,500 |
| Yearly property tax | $7,688 | about $7,521 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $163,100. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Ferndale's 2025 homestead rate of 47.16 mills and assumes you claim the homestead exemption. See Ferndale's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.