Elba Township property taxes & housing data
Elba Township is taxed at 22.2592–28.8716 mills across 2 school districts. That is 0.00 mills below the Lapeer County median and 10.35 mills below the Southeast Michigan median — the 11th lowest of 21 municipalities in the county, and 20 of 236 region-wide.
Rates by school district
| School district | Homestead | Non-homestead | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Lapeer Community School District | 22.2592 | 40.2592 | $2,782 | $3,895 | $5,565 |
| Davison Community School District | 28.8716 | 46.6322 | $3,609 | $5,053 | $7,218 |
Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.
How Elba Township compares in Lapeer County
| Municipality | Lowest millage | Annual tax on $350,000 |
|---|---|---|
| Mayfield Township | 21.0327 | $3,681 |
| Hadley Township | 21.5678 | $3,774 |
| Imlay Township | 21.7820 | $3,812 |
| Almont Township | 22.2333 | $3,891 |
| Elba Township | 22.2592 | $3,895 |
| North Branch Township | 22.2826 | $3,899 |
| Marathon Township | 23.3360 | $4,084 |
| Metamora Township | 23.5869 | $4,128 |
| Attica Township | 23.7419 | $4,155 |
← Almont Township (lower) · North Branch Township (higher) →
For sale in Elba Township right now
13 active listings in Elba Township — the 6 newest below. Remember: every one of them uncaps the year after closing, so the bill you should budget is the uncapped one above, not the seller's.
$229,900
3794 Lippincott · Elba Township
3 bd · 1 ba · 1,040 sqft
Listing courtesy of DLS Realty
$4,399,000
2519 Hadley Road · Elba Township
5 bd · 5 ba · 6,000 sqft
Listing courtesy of Whitetail Properties Real Estate, LLC
$515,000
3616 Wedgewood Drive · Elba Township
4 bd · 4 ba · 3,760 sqft
Listing courtesy of Berkshire Hathaway HomeServices Kee Realty Oxford
$1,499,900
3697 Mitchell Road · Elba Township
1 bd · 1 ba · 1,752 sqft
Listing courtesy of DOBI Real Estate
$494,900
440 N Elm Grove Road · Elba Township
3 bd · 2 ba · 2,614 sqft
Listing courtesy of The Brokerage Real Estate Enthusiasts
$240,000
181 Sterling Drive · Elba Township
3 bd · 1 ba · 1,510 sqft
Listing courtesy of Coldwell Banker Professionals
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, St. Joseph County Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-09-04T09:58-04:00; refreshed at least twice daily.
Waterfront in Elba Township: Lake Lapeer — recorded sale prices and all-sports status for the lake.
Compare Elba Township with another community
Elba Township has 14 side-by-side comparisons, 11 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Elba Township.
| Comparison | Their lowest millage | Annual tax on $350,000 | vs Elba Township |
|---|---|---|---|
| Elba Township vs Lapeer · same schools | 29.3642 | $5,139 | +$1,243 |
| Elba Township vs Dryden Township · same schools | 23.9305 | $4,188 | +$292 |
| Elba Township vs Arcadia Township · same schools | 20.6206 | $3,609 | −$287 |
| Elba Township vs Deerfield Township · same schools | 20.7543 | $3,632 | −$263 |
| Elba Township vs Attica Township · same schools | 23.7419 | $4,155 | +$259 |
| Elba Township vs Oregon Township · same schools | 20.9292 | $3,663 | −$233 |
| Elba Township vs Metamora Township · same schools | 23.5869 | $4,128 | +$232 |
| Elba Township vs Lapeer Township · same schools | 21.0232 | $3,679 | −$216 |
| Elba Township vs Mayfield Township · same schools | 21.0327 | $3,681 | −$215 |
| Elba Township vs Marathon Township | 23.3360 | $4,084 | +$188 |
| Elba Township vs Hadley Township · same schools | 21.5678 | $3,774 | −$121 |
| Elba Township vs Imlay Township | 21.7820 | $3,812 | −$84 |
| Elba Township vs Almont Township | 22.2333 | $3,891 | −$5 |
| Elba Township vs North Branch Township · same schools | 22.2826 | $3,899 | +$4 |
Common questions
What is the property tax rate in Elba Township, Michigan?
Elba Township is taxed at 22.2592–28.8716 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $3,895 a year.
Does the tax rate change by address within Elba Township?
Yes. Elba Township spans 2 school districts and the rate runs from 22.2592 to 28.8716 mills depending on the district your address falls in — a difference of $1,157 a year on a $350,000 home. The district table above lists every rate.
How much are property taxes on a $350,000 home in Elba Township?
About $3,895 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.
Why is the tax bill on a Elba Township listing lower than what I would pay?
Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.
How does Elba Township compare with the rest of Lapeer County?
It is the 11 lowest of 21 municipalities in Lapeer County and 20 of 236 across the eight-county region — 0.00 mills below the county median.
Is down payment assistance available for homes in Elba Township?
Likely, but verify per program: 100% of the 44 Elba Township sales evaluated by Down Payment Resource over the last 12 months were flagged as potentially matching at least one assistance program. The flag is an indicator, not a promise — compare the programs and check your numbers.
What your Elba Township taxes become after you buy
Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Elba Township — enter a price and the seller's current taxable value.
Uncapping calculator
When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.
What will your tax bill be after closing?
Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.