Photo 1 of 257 Sterling DR
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Active · MLS #20261083108
$599,900 4 bd3 ba2,200 sqft

257 Sterling DR , Elba Township, MI 48446

Est. $4,264/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1995
Lot10.88 acres
Garage2 spaces
Price/sqft$273
On market21 days

About this home

Beautifully remodeled two-story home on nearly 11 acres just outside the City of Lapeer, tucked away at the end of a quiet cul-de-sac. This stylish, move-in-ready home features a fresh, modern look with updates throughout, offering 4 bedrooms, 2.5 baths and a spacious primary suite with a separate dressing room. Enjoy the privacy of a wooded setting with excellent hunting, abundant wildlife and plenty of room to explore, all just minutes from town. Geothermal heating and cooling, a backup generator, above-ground pool, oversized pole barn and large heated garage provide comfort, convenience and exceptional storage. A rare combination of modern style, acreage and seclusion in a convenient location.

Monthly payment

$4,264per month
Principal & interest$3,413
Property tax, current$404
Homeowners insurance$200
Mortgage insurance (PMI)$247

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$599,900
Beds4
Baths2 full, 1 half
Square feet2,200
TypeSingle family residence
Subdivision—
CountyLapeer
MLS #20261083108
Listed2026-10-13
Days on market21
Year built1995
Possession30 days after closing
Stories2 stories
HeatingForced air, Geothermal
FoundationBlock, Crawl space
Garage spaces2.0
Water / SewerWell / Septic
FireplaceYes
PoolAbove-ground
Parcel number00800202120
Listing officeRealty Executives Main St LLC

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$225,700about $299,950
Yearly property tax$4,850about $8,660

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $3,810 a year more than this seller pays. The assessor's state equalized value (SEV) is $225,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Elba Township's 2025 homestead rate of 28.87 mills and assumes you claim the homestead exemption. See Elba Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.

$599,900Est. $4,264/mo
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