Photo 1 of 160 S Elba RD
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Active · MLS #20261082251
$239,999 5 bd3 ba3,672 sqft

160 S Elba RD , Elba Township, MI 48446

Price cut $10,000 since it was listed at $249,999

Est. $1,944/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1940
Lot0.36 acres
Price/sqft$65
On market24 days

About this home

More than a house, this Lapeer home offers room for life to grow. Thoughtfully designed for a large or growing family, it features five bedrooms, three full bathrooms, a spacious family and recreation room. Its versatile layout also presents the potential for a second dwelling or income-producing opportunity. Step outside to a beautiful deck, ready for everything from quiet mornings to lively gatherings beneath the Michigan sky. Whether entertaining friends or simply enjoying time with family, this home brings together comfort, possibility, and lasting memories.

Monthly payment

$1,944per month
Principal & interest$1,365
Property tax, current$280
Homeowners insurance$200
Mortgage insurance (PMI)$99

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$239,999
Original price$249,999
Price cut−$10,000
Beds5
Baths3 full
Square feet3,672
TypeSingle family residence
Subdivision—
CountyLapeer
MLS #20261082251
Listed2026-10-10
Days on market24
Year built1940
Possession31–60 days after closing
Stories2 stories
BasementUnfinished
HeatingForced air, Natural gas
FoundationBasement, Poured
Water / SewerWell / Sewer at street
Parcel number00800703400
Listing officeKeller Williams Realty-Great Lakes

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$84,892about $120,000
Yearly property tax$3,362about $3,465

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $103 a year more than this seller pays. The assessor's state equalized value (SEV) is $171,100. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Elba Township's 2025 homestead rate of 28.87 mills and assumes you claim the homestead exemption. See Elba Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.

$239,999Est. $1,944/mo
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