Oakland County · Official 2025 state millage

Royal Oak property taxes & housing data

Royal Oak is taxed at 37.9610–42.7595 mills across 3 school districts. That is 3.58 mills above the Oakland County median and 5.36 mills above the Southeast Michigan median — the 34th lowest of 52 municipalities in the county, and 149 of 236 region-wide.

Rates by school district

School districtHomesteadNon-homestead$250,000$350,000$500,000
Royal Oak City School District37.961054.9301$4,745$6,643$9,490
Berkley City School District41.941659.9416$5,243$7,340$10,485
Clawson City School District42.759560.7595$5,345$7,483$10,690

Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.

Which side of the boundary matters here. Royal Oak spans 3 school districts, from 37.9610 mills (Royal Oak City School District) to 42.7595 mills (Clawson City School District). On a $350,000 home that is $840 a year — $70 a month — decided by which street you buy on. Most listing sites do not show you this.

How Royal Oak compares in Oakland County

Municipality Lowest millageAnnual tax on $350,000
Clarkston36.2619$6,346
Berkley36.3012$6,353
Oxford Township37.1942$6,509
Royal Oak Township37.2947$6,527
Royal Oak37.9610$6,643
Birmingham38.1422$6,675
Fenton38.3646$6,714
Pontiac38.3748$6,716
Farmington Hills39.4568$6,905

← Royal Oak Township (lower)  ·  Birmingham (higher) →

What it's like to own in Royal Oak

Housing stock

1950

average year built · 1,355 sqft average across 20,917 single-family homes

SEMCOG Buildings_2024

Lead in drinking water

4 ppb

90th percentile for Royal Oak, City Of · below Michigan's 12 ppb action level. Sampled at the fifth liter, which deliberately draws water that sat in the service line and reads higher by design — not comparable to systems that sample standard.

EGLE / MDHHS water-system monitoring, periods ending 2025-12-31

Radon

1.3 pCi/L

average across 719 home tests · 4% above the EPA 4 pCi/L action level — low. ZIPs 48073, 48067, 48070.

MDHHS indoor radon test results by ZIP

Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.

Common questions

What is the property tax rate in Royal Oak, Michigan?

Royal Oak is taxed at 37.9610–42.7595 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $6,643 a year.

Does the tax rate change by address within Royal Oak?

Yes. Royal Oak spans 3 school districts and the rate runs from 37.9610 to 42.7595 mills depending on the district your address falls in — a difference of $840 a year on a $350,000 home. The district table above lists every rate.

How much are property taxes on a $350,000 home in Royal Oak?

About $6,643 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.

Why is the tax bill on a Royal Oak listing lower than what I would pay?

Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.

How does Royal Oak compare with the rest of Oakland County?

It is the 34 lowest of 52 municipalities in Oakland County and 149 of 236 across the eight-county region — 3.58 mills above the county median.

Run your own numbers

What your Royal Oak taxes become after you buy

Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Royal Oak — enter a price and the seller's current taxable value.

The one nobody else built

Uncapping calculator

When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.

Buyer Tool

What your taxes become after you buy

Enter the purchase price and the property's current taxable value (it's on the listing, the assessor's site, or we'll pull it for you).

236 municipalities across the 8-county Southeast Michigan region.
Most cities span several districts, and the rate difference between them can exceed 10 mills. This is the step every other calculator skips.
Auto-filled from the official 2025 state report. Override it with the exact rate from your tax bill if you have it.
Not the same as market value or SEV. This is what's capped today.
Non-homestead adds roughly 18 mills of school operating tax.
Your annual tax increase
Seller pays today
Your new taxable value
You'll pay after uncapping
Added to monthly escrow
Why this matters: the increase hits in the tax year after your closing — so your first year looks fine and year two jumps. Lenders often escrow off the seller's old bill, which creates a shortage and a payment increase you didn't plan for.

Get this run on a specific address

We'll pull the actual assessed value, taxable value, and exact millage for any Metro Detroit property and send the real number within the hour.

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