Pontiac property taxes & housing data
Pontiac is taxed at 38.3748 mills across 1 school district. That is 3.99 mills above the Oakland County median and 5.77 mills above the Southeast Michigan median — the 37th lowest of 52 municipalities in the county, and 155 of 236 region-wide.
Rates by school district
| School district | Homestead | Non-homestead | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Pontiac City School District | 38.3748 | 56.3748 | $4,797 | $6,716 | $9,594 |
Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.
How Pontiac compares in Oakland County
| Municipality | Lowest millage | Annual tax on $350,000 |
|---|---|---|
| Royal Oak Township | 37.2947 | $6,527 |
| Royal Oak | 37.9610 | $6,643 |
| Birmingham | 38.1422 | $6,675 |
| Fenton | 38.3646 | $6,714 |
| Pontiac | 38.3748 | $6,716 |
| Farmington Hills | 39.4568 | $6,905 |
| Northville | 39.9709 | $6,995 |
| Keego Harbor | 40.2912 | $7,051 |
| Walled Lake | 40.9991 | $7,175 |
← Fenton (lower) · Farmington Hills (higher) →
For sale in Pontiac right now
114 active listings in Pontiac — the 6 newest below. Remember: every one of them uncaps the year after closing, so the bill you should budget is the uncapped one above, not the seller's.
$159,900
634 Wesbrook Street · Pontiac
3 bd · 1 ba · 1,725 sqft
Listing courtesy of Golden Key Realty Group LLC
$48,000
38 N Midland Drive · Pontiac
4 bd · 2 ba · 1,869 sqft
Listing courtesy of Inside Realty, LLC
$114,900
84 W Fairmount Avenue · Pontiac
2 bd · 1 ba · 755 sqft
Listing courtesy of EXP Realty Main
$123,000
48 W New York Avenue · Pontiac
3 bd · 2 ba · 1,030 sqft
Listing courtesy of MBA Real Estate Services
$105,000
35 Clarence Street · Pontiac
3 bd · 1 ba · 963 sqft
Listing courtesy of RE/MAX Empire
$159,900
110 E Cornell Avenue · Pontiac
3 bd · 1 ba · 1,133 sqft
Listing courtesy of Brookstone, Realtors LLC
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-09-04T09:58-04:00; refreshed at least twice daily.
Compare Pontiac with another community
Pontiac has 11 side-by-side comparisons, 7 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Pontiac.
| Comparison | Their lowest millage | Annual tax on $350,000 | vs Pontiac |
|---|---|---|---|
| Pontiac vs Orion Township · same schools | 29.0657 | $5,086 | −$1,629 |
| Pontiac vs Lake Angelus · same schools | 30.3952 | $5,319 | −$1,396 |
| Pontiac vs Waterford Township · same schools | 30.4079 | $5,321 | −$1,394 |
| Pontiac vs West Bloomfield Township · same schools | 31.4531 | $5,504 | −$1,211 |
| Pontiac vs Bloomfield Township · same schools | 31.5648 | $5,524 | −$1,192 |
| Pontiac vs Auburn Hills · same schools | 32.4857 | $5,685 | −$1,031 |
| Pontiac vs Sylvan Lake · same schools | 36.0418 | $6,307 | −$408 |
| Pontiac vs Northville | 39.9709 | $6,995 | +$279 |
| Pontiac vs Farmington Hills | 39.4568 | $6,905 | +$189 |
| Pontiac vs Birmingham | 38.1422 | $6,675 | −$41 |
| Pontiac vs Fenton | 38.3646 | $6,714 | −$2 |
What it's like to own in Pontiac
Beyond the tax rate, three things shape what owning in Pontiac actually costs: the age of the homes, what the water utility reports at the tap, and what local air testing has turned up. Each figure below carries the date of the survey it came from.
Housing stock
1947
average year built · 1,207 sqft average across 16,358 single-family homes
SEMCOG Buildings_2024
Lead in drinking water
2 ppb
90th percentile for Pontiac · below Michigan's 12 ppb action level. Sampled at the fifth liter, which deliberately draws water that sat in the service line and reads higher by design — not comparable to systems that sample standard.
EGLE / MDHHS water-system monitoring, periods ending 2025-12-31
Radon
1.68 pCi/L
average across 808 home tests · 7% above the EPA 4 pCi/L action level — low. ZIPs 48340, 48342, 48341, 48326, 48346.
MDHHS indoor radon test results by ZIP
Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.
Common questions
What is the property tax rate in Pontiac, Michigan?
Pontiac is taxed at 38.3748 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $6,716 a year.
Does the tax rate change by address within Pontiac?
No. All of Pontiac sits in Pontiac City School District, so the millage is 38.3748 at every address in the municipality. Your bill still changes after you buy, because it is recalculated on the uncapped taxable value rather than the seller's capped one.
How much are property taxes on a $350,000 home in Pontiac?
About $6,716 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.
Why is the tax bill on a Pontiac listing lower than what I would pay?
Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.
How does Pontiac compare with the rest of Oakland County?
It is the 37 lowest of 52 municipalities in Oakland County and 155 of 236 across the eight-county region — 3.99 mills above the county median.
Is down payment assistance available for homes in Pontiac?
Likely, but verify per program: 100% of the 390 Pontiac sales evaluated by Down Payment Resource over the last 12 months were flagged as potentially matching at least one assistance program. The flag is an indicator, not a promise — compare the programs and check your numbers.
What your Pontiac taxes become after you buy
Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Pontiac — enter a price and the seller's current taxable value.
Uncapping calculator
When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.
What will your tax bill be after closing?
Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.