Photo 1 of 411 W 12 Mile Road
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Active · MLS #71026058000
$340,000 3 bd2 ba1,188 sqft

411 W 12 Mile Road , Royal Oak, MI 48073

Est. $2,701/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1925
Lot0.14 acres
Garage2 spaces
Price/sqft$286
On market1 days

About this home

Welcome to 411 W 12 Mile Rd, a classic Royal Oak Cape Cod with mid-century character to spare. Beautiful wood trim runs throughout the home, and rounded coved ceiling trays add the kind of architectural detail you just don't find in newer construction. The updated kitchen is move-in ready with all-new appliances and new flooring, so you can start cooking on day one. With 3 bedrooms and 2 full baths, there's room for everyone without anyone waiting in line. A full basement offers plenty of storage and the flexibility to finish it into a rec room, office, or gym down the road. Outside, a large deck overlooks a well-sized fenced backyard that's ready for summer cookouts, gardening, or pets to roam. A 2-car detached garage rounds out the package with room for vehicles, tools, and toys. All this with easy access to everything Royal Oak has to offer. Charm, updates, and space in one great package. Schedule your showing today!

Monthly payment

$2,701per month
Principal & interest$1,934
Property tax, current$426
Homeowners insurance$200
Mortgage insurance (PMI)$140

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$340,000
Beds3
Baths2 full
Square feet1,188
TypeSingle family residence
Subdivision—
CountyOakland
MLS #71026058000
Listed2026-11-01
Days on market1
Year built1925
PossessionAt closing
BasementFull
HeatingForced air, Natural gas
FoundationBasement
Garage spaces2.0
Water / SewerCity water & sewer
FireplaceYes
Parcel number2516226005
Listing officeFive Star Real Estate-Lansing

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$133,490about $170,000
Yearly property tax$5,118about $6,453

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,335 a year more than this seller pays. The assessor's state equalized value (SEV) is $144,730. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Royal Oak's 2025 homestead rate of 37.96 mills and assumes you claim the homestead exemption. See Royal Oak's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and West Michigan Lakeshore Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T11:13+00:00; refreshed at least twice daily.

$340,000Est. $2,701/mo
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