Ray Township property taxes & housing data
Ray Township is taxed at 25.9689–41.9120 mills across 5 school districts. That is 13.44 mills below the Macomb County median and 6.64 mills below the Southeast Michigan median — the 5th lowest of 24 municipalities in the county, and 65 of 236 region-wide.
Rates by school district
| School district | Homestead | Non-homestead | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Utica Community School District | 25.9689 | 43.9689 | $3,246 | $4,545 | $6,492 |
| Romeo Community School District | 27.5644 | 45.5644 | $3,446 | $4,824 | $6,891 |
| Armada Area Schools | 30.3189 | 48.3189 | $3,790 | $5,306 | $7,580 |
| New Haven Community School District | 30.7289 | 48.7289 | $3,841 | $5,378 | $7,682 |
| Romeo Community School District (Village of Romeo) | 41.9120 | 59.9120 | $5,239 | $7,335 | $10,478 |
Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.
How Ray Township compares in Macomb County
| Municipality | Lowest millage | Annual tax on $350,000 |
|---|---|---|
| Bruce Township | 21.6945 | $3,797 |
| Richmond Township | 23.2587 | $4,070 |
| Washington Township | 23.4934 | $4,111 |
| Macomb Township | 25.4068 | $4,446 |
| Ray Township | 25.9689 | $4,545 |
| Chesterfield Township | 26.2405 | $4,592 |
| Lenox Township | 26.3995 | $4,620 |
| Armada Township | 27.0221 | $4,729 |
| Shelby Township | 28.5500 | $4,996 |
← Macomb Township (lower) · Chesterfield Township (higher) →
For sale in Ray Township right now
17 active listings in Ray Township — the 6 newest below. Remember: every one of them uncaps the year after closing, so the bill you should budget is the uncapped one above, not the seller's.
$699,900
57560 Omo Road · Ray Township
4 bd · 4 ba · 2,639 sqft
Listing courtesy of Market Elite Inc
$375,000
62060 Indian Trail · Ray Township
3 bd · 2 ba · 1,932 sqft
Listing courtesy of Good Company
$625,000
59441 Romeo Plank RD · Ray Township
3 bd · 4 ba · 2,904 sqft
Listing courtesy of Century 21 Professionals
$1,549,999
20600 29 Mile Rd RD · Ray Township
5 bd · 5 ba · 7,211 sqft
Listing courtesy of Epique Inc.
$1,585,000
65339 Romeo Plank Road · Ray Township
5 bd · 5 ba · 6,455 sqft
Listing courtesy of National Realty Centers, Inc
$585,000
64000 Hartway RD · Ray Township
4 bd · 3 ba · 2,486 sqft
Listing courtesy of EXP Realty LLC
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-09-04T09:58-04:00; refreshed at least twice daily.
Compare Ray Township with another community
Ray Township has 14 side-by-side comparisons, 14 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Ray Township.
| Comparison | Their lowest millage | Annual tax on $350,000 | vs Ray Township |
|---|---|---|---|
| Ray Township vs Utica · same schools | 40.6467 | $7,113 | +$2,569 |
| Ray Township vs Sterling Heights · same schools | 38.9277 | $6,812 | +$2,268 |
| Ray Township vs Bruce Township · same schools | 21.6945 | $3,797 | −$748 |
| Ray Township vs Richmond Township · same schools | 23.2587 | $4,070 | −$474 |
| Ray Township vs Shelby Township · same schools | 28.5500 | $4,996 | +$452 |
| Ray Township vs Washington Township · same schools | 23.4934 | $4,111 | −$433 |
| Ray Township vs Berlin Township · same schools | 23.8033 | $4,166 | −$379 |
| Ray Township vs Addison Township · same schools | 27.4430 | $4,803 | +$258 |
| Ray Township vs Oakland Township · same schools | 24.6821 | $4,319 | −$225 |
| Ray Township vs Armada Township · same schools | 27.0221 | $4,729 | +$184 |
| Ray Township vs Riley Township · same schools | 25.0808 | $4,389 | −$155 |
| Ray Township vs Macomb Township · same schools | 25.4068 | $4,446 | −$98 |
| Ray Township vs Lenox Township · same schools | 26.3995 | $4,620 | +$75 |
| Ray Township vs Chesterfield Township · same schools | 26.2405 | $4,592 | +$48 |
What it's like to own in Ray Twp
Beyond the tax rate, three things shape what owning in Ray Twp actually costs: the age of the homes, what the water utility reports at the tap, and what local air testing has turned up. Each figure below carries the date of the survey it came from.
Housing stock
1974
average year built · 2,002 sqft average across 1,560 single-family homes
SEMCOG Buildings_2024
Radon
2.43 pCi/L
average across 42 home tests · 14% above the EPA 4 pCi/L action level — elevated. ZIP 48096.
MDHHS indoor radon test results by ZIP
Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.
Common questions
What is the property tax rate in Ray Township, Michigan?
Ray Township is taxed at 25.9689–41.9120 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $4,545 a year.
Does the tax rate change by address within Ray Township?
Yes. Ray Township spans 5 school districts and the rate runs from 25.9689 to 41.9120 mills depending on the district your address falls in — a difference of $2,790 a year on a $350,000 home. The district table above lists every rate.
How much are property taxes on a $350,000 home in Ray Township?
About $4,545 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.
Why is the tax bill on a Ray Township listing lower than what I would pay?
Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.
How does Ray Township compare with the rest of Macomb County?
It is the 5 lowest of 24 municipalities in Macomb County and 65 of 236 across the eight-county region — 13.44 mills below the county median.
What your Ray Township taxes become after you buy
Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Ray Township — enter a price and the seller's current taxable value.
Uncapping calculator
When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.
What will your tax bill be after closing?
Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.