Chesterfield Township property taxes & housing data
Chesterfield Township is taxed at 26.2405–29.2405 mills across 3 school districts. That is 13.17 mills below the Macomb County median and 6.36 mills below the Southeast Michigan median — the 6th lowest of 24 municipalities in the county, and 67 of 236 region-wide.
Rates by school district
| School district | Homestead | Non-homestead | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| L'Anse Creuse Public Schools | 26.2405 | 43.6632 | $3,280 | $4,592 | $6,560 |
| New Haven Community School District | 27.5005 | 45.5005 | $3,438 | $4,813 | $6,875 |
| Anchor Bay School District | 29.2405 | 47.2405 | $3,655 | $5,117 | $7,310 |
Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.
How Chesterfield Township compares in Macomb County
| Municipality | Lowest millage | Annual tax on $350,000 |
|---|---|---|
| Richmond Township | 23.2587 | $4,070 |
| Washington Township | 23.4934 | $4,111 |
| Macomb Township | 25.4068 | $4,446 |
| Ray Township | 25.9689 | $4,545 |
| Chesterfield Township | 26.2405 | $4,592 |
| Lenox Township | 26.3995 | $4,620 |
| Armada Township | 27.0221 | $4,729 |
| Shelby Township | 28.5500 | $4,996 |
| Clinton Township | 31.3747 | $5,491 |
← Ray Township (lower) · Lenox Township (higher) →
For sale in Chesterfield Township right now
116 active listings in Chesterfield Township — the 6 newest below. Remember: every one of them uncaps the year after closing, so the bill you should budget is the uncapped one above, not the seller's.
$365,000
48461 Birmingham DR · Chesterfield Township
2 bd · 2 ba · 1,500 sqft
Listing courtesy of Keller Williams Realty Lakeside
$464,900
27615 Maryjane · Chesterfield Township
3 bd · 3 ba · 2,403 sqft
Listing courtesy of RE/MAX Eclipse
$349,900
30580 25 Mile RD · Chesterfield Township
4 bd · 1 ba · 1,500 sqft
Listing courtesy of Epique Inc.
$314,900
48297 Mallard Drive · Chesterfield Township
3 bd · 2 ba · 1,408 sqft
Listing courtesy of John Graham Realty, LLC
$569,900
47050 Land ST · Chesterfield Township
3 bd · 2 ba · 1,244 sqft
Listing courtesy of Sine & Monaghan Realtors LLC St Clair
$439,900
26365 Pine Gate AVE · Chesterfield Township
3 bd · 3 ba · 1,720 sqft
Listing courtesy of Canary Realty
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-09-04T09:58-04:00; refreshed at least twice daily.
Waterfront in Chesterfield Township: Lake St. Clair — recorded sale prices and all-sports status for the lake.
Compare Chesterfield Township with another community
Chesterfield Township has 11 side-by-side comparisons, 10 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Chesterfield Township.
| Comparison | Their lowest millage | Annual tax on $350,000 | vs Chesterfield Township |
|---|---|---|---|
| Chesterfield Township vs Mount Clemens · same schools | 49.1191 | $8,596 | +$4,004 |
| Chesterfield Township vs Saint Clair Shores · same schools | 47.6075 | $8,331 | +$3,739 |
| Chesterfield Township vs New Baltimore · same schools | 40.8182 | $7,143 | +$2,551 |
| Chesterfield Township vs Harrison Township · same schools | 34.3809 | $6,017 | +$1,425 |
| Chesterfield Township vs Clinton Township · same schools | 31.3747 | $5,491 | +$898 |
| Chesterfield Township vs Casco Township · same schools | 24.5978 | $4,305 | −$287 |
| Chesterfield Township vs Ira Township · same schools | 27.5526 | $4,822 | +$230 |
| Chesterfield Township vs Macomb Township · same schools | 25.4068 | $4,446 | −$146 |
| Chesterfield Township vs Armada Township | 27.0221 | $4,729 | +$137 |
| Chesterfield Township vs Ray Township · same schools | 25.9689 | $4,545 | −$48 |
| Chesterfield Township vs Lenox Township · same schools | 26.3995 | $4,620 | +$28 |
What it's like to own in Chesterfield Twp
Beyond the tax rate, three things shape what owning in Chesterfield Twp actually costs: the age of the homes, what the water utility reports at the tap, and what local air testing has turned up. Each figure below carries the date of the survey it came from.
Housing stock
1989
average year built · 1,855 sqft average across 12,112 single-family homes
SEMCOG Buildings_2024
Lead in drinking water
0 ppb
90th percentile for Chesterfield Township · below Michigan's 12 ppb action level. Standard sampling — not comparable to systems that sample at the fifth liter.
EGLE / MDHHS water-system monitoring, periods ending 2025-12-31
Radon
1.95 pCi/L
average across 728 home tests · 7% above the EPA 4 pCi/L action level — low. ZIPs 48047, 48051, 48042.
MDHHS indoor radon test results by ZIP
Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.
Common questions
What is the property tax rate in Chesterfield Township, Michigan?
Chesterfield Township is taxed at 26.2405–29.2405 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $4,592 a year.
Does the tax rate change by address within Chesterfield Township?
Yes. Chesterfield Township spans 3 school districts and the rate runs from 26.2405 to 29.2405 mills depending on the district your address falls in — a difference of $525 a year on a $350,000 home. The district table above lists every rate.
How much are property taxes on a $350,000 home in Chesterfield Township?
About $4,592 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.
Why is the tax bill on a Chesterfield Township listing lower than what I would pay?
Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.
How does Chesterfield Township compare with the rest of Macomb County?
It is the 6 lowest of 24 municipalities in Macomb County and 67 of 236 across the eight-county region — 13.17 mills below the county median.
Is down payment assistance available for homes in Chesterfield Township?
Likely, but verify per program: 97% of the 227 Chesterfield Township sales evaluated by Down Payment Resource over the last 12 months were flagged as potentially matching at least one assistance program. The flag is an indicator, not a promise — compare the programs and check your numbers.
What your Chesterfield Township taxes become after you buy
Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Chesterfield Township — enter a price and the seller's current taxable value.
Uncapping calculator
When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.
What will your tax bill be after closing?
Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.