Southgate property taxes & housing data
Southgate is taxed at 58.4267 mills across 1 school district. That is 8.34 mills above the Wayne County median and 25.82 mills above the Southeast Michigan median — the 37th lowest of 43 municipalities in the county, and 226 of 236 region-wide.
Rates by school district
| School district | Homestead | Non-homestead | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Southgate Community School District | 58.4267 | 76.4267 | $7,303 | $10,225 | $14,607 |
Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.
How Southgate compares in Wayne County
| Municipality | Lowest millage | Annual tax on $350,000 |
|---|---|---|
| Grosse Pointe Park | 54.5661 | $9,549 |
| Garden City | 55.0874 | $9,640 |
| Grosse Pointe Woods | 55.2398 | $9,667 |
| Trenton | 56.5996 | $9,905 |
| Southgate | 58.4267 | $10,225 |
| Melvindale | 60.0462 | $10,508 |
| Highland Park | 63.2210 | $11,064 |
| Detroit | 64.1844 | $11,232 |
| Harper Woods | 69.1266 | $12,097 |
← Trenton (lower) · Melvindale (higher) →
For sale in Southgate right now
27 active listings in Southgate — the 6 newest below. Remember: every one of them uncaps the year after closing, so the bill you should budget is the uncapped one above, not the seller's.
$125,000
14921 Irene Street · Southgate
2 bd · 1 ba · 824 sqft
Listing courtesy of REALTEAM Real Estate
$259,900
15110 Drake Street · Southgate
3 bd · 2 ba · 1,600 sqft
Listing courtesy of Top Agent Realty
$279,090
14618 FORDLINE ST · Southgate
4 bd · 3 ba · 2,783 sqft
Listing courtesy of Real Estate One Inc -SCS
$214,900
13835 Helen ST · Southgate
3 bd · 2 ba · 1,386 sqft
Listing courtesy of BBR Realty
$249,900
16343 Drake Street · Southgate
4 bd · 2 ba · 1,539 sqft
Listing courtesy of Real Estate One-Dbn Hts/Dbn
$224,900
12675 Second AVE · Southgate
3 bd · 3 ba · 1,421 sqft
Listing courtesy of Tillery & Associates Realty Group LLC
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, Realcomp II Ltd, Southeastern Border Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-09-04T09:58-04:00; refreshed at least twice daily.
Compare Southgate with another community
Southgate has 5 side-by-side comparisons, 1 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Southgate.
| Comparison | Their lowest millage | Annual tax on $350,000 | vs Southgate |
|---|---|---|---|
| Southgate vs Allen Park · same schools | 47.8721 | $8,378 | −$1,847 |
| Southgate vs Highland Park | 63.2210 | $11,064 | +$839 |
| Southgate vs Grosse Pointe Woods | 55.2398 | $9,667 | −$558 |
| Southgate vs Trenton | 56.5996 | $9,905 | −$320 |
| Southgate vs Melvindale | 60.0462 | $10,508 | +$283 |
What it's like to own in Southgate
Beyond the tax rate, three things shape what owning in Southgate actually costs: the age of the homes, what the water utility reports at the tap, and what local air testing has turned up. Each figure below carries the date of the survey it came from.
Housing stock
1958
average year built · 1,245 sqft average across 9,473 single-family homes
SEMCOG Buildings_2024
Lead in drinking water
6 ppb
90th percentile for Southgate · below Michigan's 12 ppb action level. Sampled at the fifth liter, which deliberately draws water that sat in the service line and reads higher by design — not comparable to systems that sample standard.
EGLE / MDHHS water-system monitoring, periods ending 2025-12-31
Radon
1.58 pCi/L
average across 30 home tests · 0% above the EPA 4 pCi/L action level — low. ZIP 48195.
MDHHS indoor radon test results by ZIP
Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.
Common questions
What is the property tax rate in Southgate, Michigan?
Southgate is taxed at 58.4267 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $10,225 a year.
Does the tax rate change by address within Southgate?
No. All of Southgate sits in Southgate Community School District, so the millage is 58.4267 at every address in the municipality. Your bill still changes after you buy, because it is recalculated on the uncapped taxable value rather than the seller's capped one.
How much are property taxes on a $350,000 home in Southgate?
About $10,225 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.
Why is the tax bill on a Southgate listing lower than what I would pay?
Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.
How does Southgate compare with the rest of Wayne County?
It is the 37 lowest of 43 municipalities in Wayne County and 226 of 236 across the eight-county region — 8.34 mills above the county median.
Is down payment assistance available for homes in Southgate?
Likely, but verify per program: 100% of the 276 Southgate sales evaluated by Down Payment Resource over the last 12 months were flagged as potentially matching at least one assistance program. The flag is an indicator, not a promise — compare the programs and check your numbers.
What your Southgate taxes become after you buy
Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Southgate — enter a price and the seller's current taxable value.
Uncapping calculator
When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.
What will your tax bill be after closing?
Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.