Dearborn property taxes & housing data
Dearborn is taxed at 50.8704–52.9112 mills across 2 school districts. That is 0.79 mills above the Wayne County median and 18.27 mills above the Southeast Michigan median — the 24th lowest of 43 municipalities in the county, and 206 of 236 region-wide.
Rates by school district
| School district | Homestead | Non-homestead | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Dearborn City School District | 50.8704 | 66.6894 | $6,359 | $8,902 | $12,718 |
| Westwood Community School District | 52.9112 | 70.9112 | $6,614 | $9,259 | $13,228 |
Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.
How Dearborn compares in Wayne County
| Municipality | Lowest millage | Annual tax on $350,000 |
|---|---|---|
| Taylor | 49.8402 | $8,722 |
| Hamtramck | 49.9446 | $8,740 |
| Flat Rock | 50.0835 | $8,765 |
| Gibraltar | 50.2453 | $8,793 |
| Dearborn | 50.8704 | $8,902 |
| Grosse Pointe | 52.2962 | $9,152 |
| Grosse Pointe Shores Village | 52.4293 | $9,175 |
| Grosse Pointe Farms | 52.7433 | $9,230 |
| Woodhaven | 52.7444 | $9,230 |
← Gibraltar (lower) · Grosse Pointe (higher) →
For sale in Dearborn right now
135 active listings in Dearborn — the 6 newest below. Remember: every one of them uncaps the year after closing, so the bill you should budget is the uncapped one above, not the seller's.
$109,900
22671 Garrison Street, Unit 107 · Dearborn
2 bd · 1 ba · 874 sqft
Listing courtesy of Century 21 Curran & Oberski
$210,000
3332 Heritage Parkway · Dearborn
2 bd · 2 ba · 2,088 sqft
Listing courtesy of Cadillac Realty Group, LLC
$317,900
4023 Seymour Street · Dearborn
3 bd · 3 ba · 2,077 sqft
Listing courtesy of Century 21 Curran & Oberski
$329,900
1772 N Gulley Road · Dearborn
3 bd · 2 ba · 2,050 sqft
Listing courtesy of Keller Williams Legacy
$110,000
21800 Morley Avenue, Unit 808 · Dearborn
2 bd · 1 ba · 975 sqft
Listing courtesy of National Realty Centers, Inc
$639,900
439 N Vernon Street · Dearborn
4 bd · 3 ba · 3,281 sqft
Listing courtesy of RE/MAX Team 2000
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-09-04T09:58-04:00; refreshed at least twice daily.
Compare Dearborn with another community
Dearborn has 6 side-by-side comparisons, 2 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Dearborn.
| Comparison | Their lowest millage | Annual tax on $350,000 | vs Dearborn |
|---|---|---|---|
| Dearborn vs Dearborn Heights · same schools | 46.7774 | $8,186 | −$716 |
| Dearborn vs Inkster · same schools | 54.1387 | $9,474 | +$572 |
| Dearborn vs Grosse Pointe Shores Village | 52.4293 | $9,175 | +$273 |
| Dearborn vs Grosse Pointe | 52.2962 | $9,152 | +$250 |
| Dearborn vs Flat Rock | 50.0835 | $8,765 | −$138 |
| Dearborn vs Gibraltar | 50.2453 | $8,793 | −$109 |
What it's like to own in Dearborn
Beyond the tax rate, three things shape what owning in Dearborn actually costs: the age of the homes, what the water utility reports at the tap, and what local air testing has turned up. Each figure below carries the date of the survey it came from.
Housing stock
1946
average year built · 1,464 sqft average across 28,879 single-family homes
SEMCOG Buildings_2024
Lead in drinking water
6 ppb
90th percentile for Dearborn · below Michigan's 12 ppb action level. Sampled at the fifth liter, which deliberately draws water that sat in the service line and reads higher by design — not comparable to systems that sample standard.
EGLE / MDHHS water-system monitoring, periods ending 2025-12-31
Radon
2.2 pCi/L
average across 132 home tests · 15% above the EPA 4 pCi/L action level — elevated. ZIPs 48124, 48126, 48128, 48120, 48216.
MDHHS indoor radon test results by ZIP
Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.
Common questions
What is the property tax rate in Dearborn, Michigan?
Dearborn is taxed at 50.8704–52.9112 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $8,902 a year.
Does the tax rate change by address within Dearborn?
Yes. Dearborn spans 2 school districts and the rate runs from 50.8704 to 52.9112 mills depending on the district your address falls in — a difference of $357 a year on a $350,000 home. The district table above lists every rate.
How much are property taxes on a $350,000 home in Dearborn?
About $8,902 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.
Why is the tax bill on a Dearborn listing lower than what I would pay?
Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.
How does Dearborn compare with the rest of Wayne County?
It is the 24 lowest of 43 municipalities in Wayne County and 206 of 236 across the eight-county region — 0.79 mills above the county median.
Is down payment assistance available for homes in Dearborn?
Likely, but verify per program: 99% of the 711 Dearborn sales evaluated by Down Payment Resource over the last 12 months were flagged as potentially matching at least one assistance program. The flag is an indicator, not a promise — compare the programs and check your numbers.
What your Dearborn taxes become after you buy
Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Dearborn — enter a price and the seller's current taxable value.
Uncapping calculator
When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.
What will your tax bill be after closing?
Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.