Photo 1 of 23712 Oak ST
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Active · Agent owned · MLS #20261087317
$334,900 3 bd2 ba1,901 sqft

23712 Oak ST , Dearborn, MI 48128

Est. $2,526/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1950
Lot0.12 acres
Garage1 spaces
Price/sqft$176
On market0 days

About this home

Welcome to 23712 Oak Street! This beautifully remodeled Dearborn home combines modern updates with comfortable living and great curb appeal. The home features an open-concept layout with new flooring, recessed lighting, and a stunning updated kitchen complete with new cabinetry, quartz countertops, and stylish tile finishes. The finished basement offers additional living space with a full bathroom, perfect for entertaining, relaxing, or creating a home office. Enjoy the outdoors with a spacious backyard deck and a charming covered front porch. Additional features include vinyl windows and a newer roof. Conveniently located in a desirable Dearborn neighborhood, close to parks, shopping, restaurants, and local schools. With extensive updates throughout and a move-in-ready feel, this home is ready for its next owner to enjoy!

Monthly payment

$2,526per month
Principal & interest$1,905
Property tax, current$283
Homeowners insurance$200
Mortgage insurance (PMI)$138

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$334,900
Beds3
Baths2 full
Square feet1,901
TypeSingle family residence
SubdivisionASSRS DBN 2
CountyWayne
MLS #20261087317
Listed2026-10-31
Days on market0
Year built1950
PossessionAt closing
Stories1.5 stories
BasementFinished
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces1.0
Water / SewerCity water / Sewer at street
FireplaceYes
Parcel number32820916122007
Listing officeOwn It Realty

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$67,901about $167,450
Yearly property tax$3,397about $8,518

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $5,121 a year more than this seller pays. The assessor's state equalized value (SEV) is $136,300. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Dearborn's 2025 homestead rate of 50.87 mills and assumes you claim the homestead exemption. See Dearborn's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-31T19:22+00:00; refreshed at least twice daily.

$334,900Est. $2,526/mo
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