Rochester property taxes & housing data
Rochester is taxed at 32.4246 mills across 1 school district. That is 1.96 mills below the Oakland County median and 0.18 mills below the Southeast Michigan median — the 22nd lowest of 52 municipalities in the county, and 116 of 236 region-wide.
Rates by school district
| School district | Homestead | Non-homestead | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Rochester Community School District | 32.4246 | 50.4246 | $4,053 | $5,674 | $8,106 |
Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.
How Rochester compares in Oakland County
| Municipality | Lowest millage | Annual tax on $350,000 |
|---|---|---|
| West Bloomfield Township | 31.4531 | $5,504 |
| Bloomfield Township | 31.5648 | $5,524 |
| Springfield Township | 31.6460 | $5,538 |
| Lyon Township | 31.6481 | $5,538 |
| Rochester | 32.4246 | $5,674 |
| Independence Township | 32.4766 | $5,683 |
| Auburn Hills | 32.4857 | $5,685 |
| Highland Township | 32.7248 | $5,727 |
| Milford Township | 33.3601 | $5,838 |
← Lyon Township (lower) · Independence Township (higher) →
For sale in Rochester right now
36 active listings in Rochester — the 6 newest below. Remember: every one of them uncaps the year after closing, so the bill you should budget is the uncapped one above, not the seller's.
$129,900
810 Plate Street, Unit 205 · Rochester
1 bd · 1 ba · 627 sqft
Listing courtesy of Century 21 Professionals Roch
$649,000
1909 Catlin Drive · Rochester
4 bd · 4 ba · 4,300 sqft
Listing courtesy of Epique Realty
$585,000
1627 Boulder Court · Rochester
3 bd · 4 ba · 3,753 sqft
Listing courtesy of Berkshire Hathaway HomeServices Kee Realty
$699,900
1123 Letica Drive · Rochester
3 bd · 2 ba · 2,436 sqft
Listing courtesy of Real Estate One-Troy
$1,349,000
1289 Creek Pointe DR · Rochester
4 bd · 5 ba · 7,101 sqft
Listing courtesy of Sine & Monaghan LLC
$327,500
1285 Lamplighter Lane · Rochester
3 bd · 3 ba · 2,247 sqft
Listing courtesy of Keller Williams Paint Creek
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Greater Metropolitan Association of REALTORS, MiRealSource, Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-09-04T09:58-04:00; refreshed at least twice daily.
Compare Rochester with another community
Rochester has 9 side-by-side comparisons, 6 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Rochester.
| Comparison | Their lowest millage | Annual tax on $350,000 | vs Rochester |
|---|---|---|---|
| Rochester vs Washington Township · same schools | 23.4934 | $4,111 | −$1,563 |
| Rochester vs Oakland Township · same schools | 24.6821 | $4,319 | −$1,355 |
| Rochester vs Shelby Township · same schools | 28.5500 | $4,996 | −$678 |
| Rochester vs Orion Township · same schools | 29.0657 | $5,086 | −$588 |
| Rochester vs Rochester Hills · same schools | 30.8553 | $5,400 | −$275 |
| Rochester vs Springfield Township | 31.6460 | $5,538 | −$136 |
| Rochester vs Lyon Township | 31.6481 | $5,538 | −$136 |
| Rochester vs Auburn Hills · same schools | 32.4857 | $5,685 | +$11 |
| Rochester vs Independence Township | 32.4766 | $5,683 | +$9 |
What it's like to own in Rochester
Beyond the tax rate, three things shape what owning in Rochester actually costs: the age of the homes, what the water utility reports at the tap, and what local air testing has turned up. Each figure below carries the date of the survey it came from.
Housing stock
1975
average year built · 2,343 sqft average across 3,089 single-family homes
SEMCOG Buildings_2024
Lead in drinking water
2 ppb
90th percentile for Rochester · below Michigan's 12 ppb action level. Standard sampling — not comparable to systems that sample at the fifth liter.
EGLE / MDHHS water-system monitoring, periods ending 2025-12-31
Radon
2.34 pCi/L
average across 1,181 home tests · 18% above the EPA 4 pCi/L action level — elevated. ZIPs 48307, 48306.
MDHHS indoor radon test results by ZIP
Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.
Common questions
What is the property tax rate in Rochester, Michigan?
Rochester is taxed at 32.4246 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $5,674 a year.
Does the tax rate change by address within Rochester?
No. All of Rochester sits in Rochester Community School District, so the millage is 32.4246 at every address in the municipality. Your bill still changes after you buy, because it is recalculated on the uncapped taxable value rather than the seller's capped one.
How much are property taxes on a $350,000 home in Rochester?
About $5,674 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.
Why is the tax bill on a Rochester listing lower than what I would pay?
Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.
How does Rochester compare with the rest of Oakland County?
It is the 22 lowest of 52 municipalities in Oakland County and 116 of 236 across the eight-county region — 1.96 mills below the county median.
Is down payment assistance available for homes in Rochester?
Likely, but verify per program: 84% of the 153 Rochester sales evaluated by Down Payment Resource over the last 12 months were flagged as potentially matching at least one assistance program. The flag is an indicator, not a promise — compare the programs and check your numbers.
What your Rochester taxes become after you buy
Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Rochester — enter a price and the seller's current taxable value.
Uncapping calculator
When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.
What will your tax bill be after closing?
Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.