St. Clair County · Official 2025 state millage

Richmond property taxes & housing data

Richmond is taxed at 41.9639 mills across 1 school district. That is 14.90 mills above the St. Clair County median and 9.36 mills above the Southeast Michigan median — the 29th lowest of 31 municipalities in the county, and 171 of 236 region-wide.

Rates by school district

School districtHomesteadNon-homestead$250,000$350,000$500,000
Richmond Community School District41.963959.8883$5,245$7,344$10,491

Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.

One district, one rate. All of Richmond sits in Richmond Community School District, so the rate does not change by address. What still changes is your bill: it is set on the uncapped value the year after you buy, not on the seller's capped amount.

How Richmond compares in St. Clair County

Municipality Lowest millageAnnual tax on $350,000
Marine City38.1132$6,670
St. Clair38.9814$6,822
Marysville39.9654$6,994
Port Huron41.3099$7,229
Richmond41.9639$7,344
Memphis44.2314$7,740
Yale46.6898$8,171

← Port Huron (lower)  ·  Memphis (higher) →

Compare Richmond with another community

Richmond has 9 side-by-side comparisons, 5 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Richmond.

Comparison Their lowest millageAnnual tax on $350,000 vs Richmond
Richmond vs Richmond Township · same schools23.2587$4,070−$3,273
Richmond vs Columbus Township · same schools23.5871$4,128−$3,216
Richmond vs Casco Township · same schools24.5978$4,305−$3,039
Richmond vs Lenox Township · same schools26.3995$4,620−$2,724
Richmond vs Yale46.6898$8,171+$827
Richmond vs Memphis44.2314$7,740+$397
Richmond vs Richmond · same schools39.8993$6,982−$361
Richmond vs Marysville39.9654$6,994−$350
Richmond vs Port Huron41.3099$7,229−$114

Look up, pay and appeal your Richmond taxes

Richmond bills twice a year. The summer bill is issued July 1 and the winter bill December 1; most communities make them due September 14 and February 14, and anything still unpaid on March 1 moves to the county treasurer as delinquent, with interest added monthly. Both bills are collected by the Richmond treasurer, so the balance on a specific parcel is on the city or township site first (most of Southeast Michigan uses BS&A Online for this) and on the county site once it is late.

Appealing the assessment

Assessment notices go out in late February. If the assessed value is more than half of what the house would actually sell for, the appeal runs in two steps and the first one cannot be skipped: the March Board of Review in Richmond (dates and the petition form are on the assessor's notice), then, if the board does not move, a petition to the Michigan Tax Tribunal by July 31 for residential property. The July and December boards do not re-value: they correct qualified errors (clerical mistakes, mutual mistakes of fact, a wrong principal residence exemption) and hear poverty exemptions. A successful appeal lowers the assessed value, not the millage — the 41.9639 mills above apply to whatever value stands after it.

A home bought this year is a special case: the taxable value uncaps to the assessed value next year regardless of the appeal, so the number to check on the first notice after closing is the assessed value against the price you paid.

Common questions

What is the property tax rate in Richmond, Michigan?

Richmond is taxed at 41.9639 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $7,344 a year.

Does the tax rate change by address within Richmond?

No. All of Richmond sits in Richmond Community School District, so the millage is 41.9639 at every address in the municipality. Your bill still changes after you buy, because it is recalculated on the uncapped taxable value rather than the seller's capped one.

How much are property taxes on a $350,000 home in Richmond?

About $7,344 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.

Why is the tax bill on a Richmond listing lower than what I would pay?

Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.

How does Richmond compare with the rest of St. Clair County?

It is the 29 lowest of 31 municipalities in St. Clair County and 171 of 236 across the eight-county region — 14.90 mills above the county median.

How do I look up or pay my Richmond property tax bill?

Summer and winter bills are collected by the Richmond treasurer, so the balance on a parcel is on the municipality's own site (usually BS&A Online). Once a bill is delinquent — March 1 — it moves to the St. Clair County Treasurer, whose parcel search covers every address in the county.

How do I appeal my Richmond property tax assessment?

Petition the Richmond March Board of Review first — the dates are on the assessment notice mailed in late February — and, if that fails, the Michigan Tax Tribunal by July 31 for residential property. The board step is mandatory; the Tribunal will not hear a residential appeal that skipped it. An appeal changes the assessed value, not the millage (41.9639 mills).

Run your own numbers

What your Richmond taxes become after you buy

Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Richmond — enter a price and the seller's current taxable value.

The one nobody else built

Uncapping calculator

When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.

Buyer Tool

What will your tax bill be after closing?

Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.

236 municipalities across the 8-county Southeast Michigan region.
Most cities span several districts, and the rate difference between them can exceed 10 mills. This is the step every other calculator skips.
Auto-filled from the official 2025 state report. Override it with the exact rate from your tax bill if you have it.
Not the same as market value or SEV. This is what's capped today.
Non-homestead adds roughly 18 mills of school operating tax.
Your annual tax increase
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Seller pays today—
Your new taxable value—
You'll pay after uncapping—
Added to monthly escrow—
Why this matters: the increase hits in the tax year after your closing — so your first year looks fine and year two jumps. Lenders often escrow off the seller's old bill, which creates a shortage and a payment increase you didn't plan for.

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