Washtenaw County · Official 2025 state millage

Chelsea property taxes & housing data

Chelsea is taxed at 47.0139 mills across 1 school district. That is 12.39 mills above the Washtenaw County median and 14.41 mills above the Southeast Michigan median — the 22nd lowest of 27 municipalities in the county, and 191 of 236 region-wide.

Rates by school district

School districtHomesteadNon-homestead$250,000$350,000$500,000
Chelsea School District47.013965.0139$5,877$8,227$11,753

Homestead (PRE) applies to your primary residence. Non-homestead applies to rentals and second homes. Dollar columns are the annual bill at the uncapped taxable value — half the purchase price — at the homestead rate.

One district, one rate. All of Chelsea sits in Chelsea School District, so the rate does not change by address. What still changes is your bill: it is set on the uncapped value the year after you buy, not on the seller's capped amount.

How Chelsea compares in Washtenaw County

Municipality Lowest millageAnnual tax on $350,000
Ann Arbor Township38.0586$6,660
Pittsfield Township39.2007$6,860
Ypsilanti Township45.1543$7,902
Manchester46.2508$8,094
Chelsea47.0139$8,227
Saline48.5525$8,497
Dexter48.9002$8,558
Milan51.9861$9,098
Ann Arbor52.6657$9,216

← Manchester (lower)  ·  Saline (higher) →

For sale in Chelsea right now

21 active listings in Chelsea — the 6 newest below. Remember: every one of them uncaps the year after closing, so the bill you should budget is the uncapped one above, not the seller's.

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Greater Metropolitan Association of REALTORS, Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.

Compare Chelsea with another community

Chelsea has 10 side-by-side comparisons, 6 of them with a community that shares a school district — same schools, different bill. Dollar columns are the annual homestead bill on a $350,000 home at the uncapped taxable value, and the last column is the difference against Chelsea.

Comparison Their lowest millageAnnual tax on $350,000 vs Chelsea
Chelsea vs Sharon Township · same schools30.6024$5,355−$2,872
Chelsea vs Freedom Township · same schools31.8786$5,579−$2,649
Chelsea vs Lyndon Township · same schools34.1600$5,978−$2,249
Chelsea vs Dexter Township · same schools34.4401$6,027−$2,200
Chelsea vs Lima Township · same schools34.6260$6,060−$2,168
Chelsea vs Sylvan Township · same schools34.7913$6,088−$2,139
Chelsea vs Dexter48.9002$8,558+$330
Chelsea vs Ypsilanti Township45.1543$7,902−$325
Chelsea vs Saline48.5525$8,497+$269
Chelsea vs Manchester46.2508$8,094−$134

Look up, pay and appeal your Chelsea taxes

Chelsea bills twice a year. The summer bill is issued July 1 and the winter bill December 1; most communities make them due September 14 and February 14, and anything still unpaid on March 1 moves to the county treasurer as delinquent, with interest added monthly. Both bills are collected by the Chelsea treasurer, so the balance on a specific parcel is on the city or township site first (most of Southeast Michigan uses BS&A Online for this) and on the county site once it is late.

Appealing the assessment

Assessment notices go out in late February. If the assessed value is more than half of what the house would actually sell for, the appeal runs in two steps and the first one cannot be skipped: the March Board of Review in Chelsea (dates and the petition form are on the assessor's notice), then, if the board does not move, a petition to the Michigan Tax Tribunal by July 31 for residential property. The July and December boards do not re-value: they correct qualified errors (clerical mistakes, mutual mistakes of fact, a wrong principal residence exemption) and hear poverty exemptions. A successful appeal lowers the assessed value, not the millage — the 47.0139 mills above apply to whatever value stands after it.

A home bought this year is a special case: the taxable value uncaps to the assessed value next year regardless of the appeal, so the number to check on the first notice after closing is the assessed value against the price you paid.

What it's like to own in Chelsea

Beyond the tax rate, three things shape what owning in Chelsea actually costs: the age of the homes, what the water utility reports at the tap, and what local air testing has turned up. Each figure below carries the date of the survey it came from.

Housing stock

1956

average year built · 1,739 sqft average across 1,495 single-family homes

SEMCOG Buildings_2024

Lead in drinking water

0 ppb

90th percentile for Chelsea · below Michigan's 12 ppb action level. Standard sampling — not comparable to systems that sample at the fifth liter.

EGLE / MDHHS water-system monitoring, periods ending 2025-12-31

Radon

4.84 pCi/L

average across 529 home tests · 48% above the EPA 4 pCi/L action level — elevated. ZIP 48118.

MDHHS indoor radon test results by ZIP

Lead is measured at the water system, not the house — it cannot tell you whether a specific property has a lead service line. Radon is a ZIP-level test distribution, not a prediction for any one home; the EPA recommends testing every home regardless. Screening information only.

Common questions

What is the property tax rate in Chelsea, Michigan?

Chelsea is taxed at 47.0139 mills for a homestead (principal residence) under the official 2025 Michigan Department of Treasury millage report. On a $350,000 home at the uncapped taxable value that is about $8,227 a year.

Does the tax rate change by address within Chelsea?

No. All of Chelsea sits in Chelsea School District, so the millage is 47.0139 at every address in the municipality. Your bill still changes after you buy, because it is recalculated on the uncapped taxable value rather than the seller's capped one.

How much are property taxes on a $350,000 home in Chelsea?

About $8,227 a year at the homestead rate. Michigan taxes the taxable value, not the sale price, and after a sale that value uncaps to roughly half what you paid — so $350,000 is taxed on about $175,000.

Why is the tax bill on a Chelsea listing lower than what I would pay?

Because the figure on the listing is the seller's. Michigan caps annual taxable-value growth while an owner keeps the property, and that cap is removed the year after it sells. The longer the seller owned it, the further their bill sits below yours.

How does Chelsea compare with the rest of Washtenaw County?

It is the 22 lowest of 27 municipalities in Washtenaw County and 191 of 236 across the eight-county region — 12.39 mills above the county median.

How do I look up or pay my Chelsea property tax bill?

Summer and winter bills are collected by the Chelsea treasurer, so the balance on a parcel is on the municipality's own site (usually BS&A Online). Once a bill is delinquent — March 1 — it moves to the Washtenaw County Treasurer, whose parcel search covers every address in the county.

How do I appeal my Chelsea property tax assessment?

Petition the Chelsea March Board of Review first — the dates are on the assessment notice mailed in late February — and, if that fails, the Michigan Tax Tribunal by July 31 for residential property. The board step is mandatory; the Tribunal will not hear a residential appeal that skipped it. An appeal changes the assessed value, not the millage (47.0139 mills).

Run your own numbers

What your Chelsea taxes become after you buy

Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price. The calculator below is already set to Chelsea — enter a price and the seller's current taxable value.

The one nobody else built

Uncapping calculator

When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.

Buyer Tool

What will your tax bill be after closing?

Your taxable value uncaps the year after closing and resets to roughly half the purchase price — so a $350,000 home is taxed on about $175,000, whatever the seller was paying. Enter the price and the current taxable value below.

236 municipalities across the 8-county Southeast Michigan region.
Most cities span several districts, and the rate difference between them can exceed 10 mills. This is the step every other calculator skips.
Auto-filled from the official 2025 state report. Override it with the exact rate from your tax bill if you have it.
Not the same as market value or SEV. This is what's capped today.
Non-homestead adds roughly 18 mills of school operating tax.
Your annual tax increase
—
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Seller pays today—
Your new taxable value—
You'll pay after uncapping—
Added to monthly escrow—
Why this matters: the increase hits in the tax year after your closing — so your first year looks fine and year two jumps. Lenders often escrow off the seller's old bill, which creates a shortage and a payment increase you didn't plan for.

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