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Active · MLS #20261085723
$494,965 4 bd3 ba2,558 sqft

643 Harvest WAY , Chelsea, MI 48118

Est. $4,231/mo with taxes uncapped · See the breakdown

TypeSingle family residence
Built2026
Garage2 spaces
Price/sqft$193
On market12 days
HOA$42/mo

About this home

*Home qualifies for a 3.25% Rate*/ 6.012% APR* first year rates with a 2/1 Buydown on a 30-year fixed FHA loan through M/I Financial, LLC. *Home qualifies for up to $15,000 in flex cash. Discover new construction at 643 Harvest Way, a thoughtfully designed two-story home built by M/I Homes. With 2,558 square feet, this single family home balances open gathering areas with comfortable private spaces. Its clear architectural layout supports daily routines and entertaining without unnecessary complexity. Key features include: 4 bedrooms, 2.5 bathrooms Study Morning room addition Spacious mud room Loft Walk-in closets in each bedroom Full basement The open-concept living space creates a natural setting for meals, relaxation, and time together. A well-planned flow between shared rooms helps the main living areas feel connected while preserving distinct functions. The kitchen, dining area, and living area are arranged to support both everyday use and larger gatherings. Windows bring natural light into the interior, while coordinated materials and finishes reinforce the home’s consistent design approach. Each of the 4 bedrooms provides dedicated personal space, and the bathroom arrangement includes 2 full bathrooms and 1 half bathroom for added convenience. The owner's bedroom offers room for rest and storage, complemented by an en-suite bathroom. Built with attention to detail, this M/I Homes design presents a straightforward combination of space, comfort, and durable new-home construction across a carefully organized interior plan.

Monthly payment

$4,231per month
Principal & interest$2,816
Property tax, uncapped$970
Homeowners insurance$200
Mortgage insurance (PMI)$204
HOA dues$42

The uncapped tax line is this home's bill after it uncaps: half the price times 47.01 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$494,965
Beds4
Baths2 full, 1 half
Square feet2,558
TypeSingle family residence
SubdivisionHERITAGE FARMS
CountyWashtenaw
MLS #20261085723
Listed2026-10-22
Days on market12
Year built2026
PossessionAt closing
Stories2 stories
BasementFull, Unfinished
HeatingForced air, Natural gas
FoundationBasement, Poured
Garage spaces2.0
Water / SewerCity water & sewer
New constructionYes
Listing officeM/I Homes of Michigan, LLC

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value—about $247,482
Yearly property tax—about $11,635

Michigan caps a homeowner's taxable value until the home sells, then it resets. Estimate uses Chelsea's 2025 homestead rate of 47.01 mills and assumes you claim the homestead exemption. See Chelsea's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.

$494,965Est. $4,231/mo
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