Memphis vs Utica: property taxes compared
Memphis is the cheaper of the two. Its lowest homestead rate is 40.2848 mills against Utica's 40.6467 — about $63 a year less on a $350,000 home at the uncapped taxable value.
Side by side
| Municipality | Homestead mills | County rank | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Memphis | 40.2848 | 14 of 24 | $5,036 | $7,050 | $10,071 |
| Utica | 40.6467 | 15 of 24 | $5,081 | $7,113 | $10,162 |
Dollar columns are the annual homestead bill at the uncapped taxable value — roughly half the purchase price. Multi-district cities show their full rate range; the rank and dollar figures use each city's lowest district.
Common questions
Is Memphis or Utica cheaper for property taxes?
Memphis is the cheaper of the two. Its lowest homestead rate is 40.2848 mills against Utica's 40.6467 — about $63 a year less on a $350,000 home at the uncapped taxable value.
How much more are property taxes in Utica than Memphis?
About $63 a year on a $350,000 home — 40.6467 mills versus 40.2848 at each city's lowest homestead rate, using the official 2025 Michigan Treasury millage report.
Do Memphis and Utica share any school districts?
No. Memphis and Utica draw from different school districts, so a move between them changes both the city millage and the school levy underneath it.
Will my bill match what the listing shows?
Usually not, in either city. Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price, so the seller's capped bill on the listing is almost always lower than what you will pay.