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Active · MLS #81026058196
$499,900 5 bd3 ba2,603 sqft

3862 Pickford , Macomb Township, MI 48316

Est. $3,720/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1977
Lot0.33 acres
Garage2 spaces
Price/sqft$192
On market2 days
HOA$175/yr

About this home

Welcome to this beautiful colonial in Shelby Township's Stonewyck subdivision! Offering over 2,300 sq ft of above-grade living space, this home features 5 spacious bedrooms (4 Upper & 1 Main) and 2.5 baths. The main level is designed for everyday comfort and entertaining, featuring a large family room with a cozy fireplace, a bright breakfast nook, a functional kitchen, formal living and dining areas, a dedicated laundry room, and a main-floor bedroom. Upstairs, the expansive primary suite includes a private en-suite bath and dual walk-in closets, along with 2 additional large bedrooms and a full bath. Step outside to enjoy a peaceful, tree-lined backyard set on a 0.33-acre lot. The full lower level adds valuable living space with a huge finished recreation room and plenty of clean, open storage. Located in a quiet neighborhood close to local parks, dining, and shopping. Schedule your private showing today!

Monthly payment

$3,720per month
Principal & interest$2,844
Property tax, current$455
Homeowners insurance$200
Mortgage insurance (PMI)$206
HOA dues$15

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$499,900
Beds5
Baths2 full, 1 half
Square feet2,603
TypeSingle family residence
SubdivisionSTONEWYCK
CountyMacomb
MLS #81026058196
Listed2026-11-01
Days on market2
Year built1977
Possession30 days after closing
BasementWalkout
HeatingForced air, Natural gas
Garage spaces2.0
Water / SewerCity water & sewer
FireplaceYes
Parcel number230706276008
Listing officeKeller Williams Metro

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$177,950about $249,950
Yearly property tax$5,462about $7,635

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $2,173 a year more than this seller pays. The assessor's state equalized value (SEV) is $189,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Macomb Township's 2025 homestead rate of 30.55 mills and assumes you claim the homestead exemption. See Macomb Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Greater Metropolitan Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.

$499,900Est. $3,720/mo
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