5890 Cowell Road , Hamburg Township, MI 48116
Est. $4,526/mo with current taxes · · See the breakdown
About this home
REMARKABLE LAKEFRONT OPPORTUNITY IN LIVINGSTON! Enjoy Southern Exposure for year-round sun on this unique "point" home with 150' of lakefront and a fabulous panaramic view. This home has 3 Bedrooms 2 of which are on the main floor and 3 Baths, plus a full walk-out basement with both a full-sized deck off the main floor AND a lower covered patio making it perfect for entertaining. Updated Windows, Doorwalls, HVAC, Roof, H20 Heater. Long paved drive leads to side entry attached garage for plenty of parking! You will not want to miss this one.Enjoy panaramic views and absolute serenity on this 152 Acre no-motor nature lake. multiple varieties of fowl, birds, fish and other wild life. Current owners have occupied since 2002, and residents do not move off this lake for a reason - there is no other lake like it in Southern Michigan. Updates of mechanicals, roof, windows and now ready for your personalization. Sellers have just conducted their moving sale and preparing for market shortly.
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 22.62 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $625,000 |
| Beds | 3 |
| Baths | 3 full |
| Square feet | 1,998 |
| Type | Single family residence |
| Subdivision | — |
| County | Livingston |
| MLS # | 81026058090 |
| Listed | 2026-11-01 |
| Days on market | 1 |
| Year built | 1972 |
| Possession | At closing |
| Basement | Finished, Full, Sump pump, Walkout |
| Heating | Forced air, Natural gas |
| Foundation | Basement |
| Garage spaces | 2.0 |
| Water / Sewer | Well / City sewer |
| Waterfront | Winan's Lake |
| Fireplace | Yes |
| Parcel number | 1515400004 |
| Listing office | Livingston Home Pros |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $212,463 | about $312,500 |
| Yearly property tax | $5,536 | about $7,068 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,532 a year more than this seller pays. The assessor's state equalized value (SEV) is $357,440. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Hamburg Township's 2025 homestead rate of 22.62 mills and assumes you claim the homestead exemption. See Hamburg Township's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Greater Metropolitan Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-04T12:25+00:00; refreshed at least twice daily.