323 Harpham Street , Commerce Township, MI 48382
Est. $1,680/mo with current taxes · · See the breakdown
About this home
Discover the charm of this beautifully presented Commerce Township home, where inviting interiors and exceptional outdoor amenities come together! Natural light fills the living spaces, creating a warm and welcoming atmosphere. Enjoy beach access to all-sports Carroll Lake, offering opportunities for swimming, boating, kayaking, and fishing. Scenic hiking and biking trails nearby add to the appeal of this desirable location. Notable improvements include a complete roof tear-off and replacement in 2017 and a concrete driveway installed in 2021. A generator hookup provides added convenience, while the impressive oversized shed with a garage door offers abundant storage for recreational equipment and more. The backyard deck and fire pit provides an ideal setting for outdoor entertaining and relaxation!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 27.52 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $225,000 |
| Beds | 2 |
| Baths | 1 full |
| Square feet | 625 |
| Type | Single family residence |
| Subdivision | — |
| County | Oakland |
| MLS # | 81026057660 |
| Listed | 2026-10-29 |
| Days on market | 1 |
| Year built | 1950 |
| Possession | At closing |
| Heating | Forced air, Natural gas |
| Foundation | Crawl space |
| Water / Sewer | Well / Septic |
| Waterfront | Carroll Lake |
| Parcel number | 1702311042 |
| Listing office | Brookstone, REALTORS(r) |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $34,280 | about $112,500 |
| Yearly property tax | $1,282 | about $3,096 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,814 a year more than this seller pays. The assessor's state equalized value (SEV) is $59,250. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Commerce Township's 2025 homestead rate of 27.52 mills and assumes you claim the homestead exemption. See Commerce Township's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Greater Metropolitan Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.