Active listing · MLS #81026056004

4555 Allen Cove Road , Luna Pier

$649,900

Photo 1 of 4555 Allen Cove Road
1 / 76

About this home

Make lake life yours! With 123 feet of Lake Erie frontage, water on three sides, and a huge yard, this Luna Pier retreat invites you to relax, entertain, and soak in the views. An open floor plan and abundant windows bring the waterfront setting inside, while the expansive bi-level deck sets the scene for outdoor dining and summer gatherings. Approximately 3,360 sq ft offers 3 bedrooms, 3 full baths, a sunroom with bar, gas-log fireplace, and a primary suite with a private lakefront balcony. A loft, bonus room, upstairs laundry, attached 2.5-car garage, and recent HVAC replacement add comfort and flexibility. Current annual flood insurance premium is $164.53. Buy this fall to celebrate the holidays by the lake or spend the winter adding your personal touches, then welcome a fun-filled spring and summer on the waterfront. Your next chapter at the lake starts here!

The facts

Price$649,900
Beds3
Baths3 full
Square feet3,360
TypeSingle family residence
Subdivision—
CountyMonroe
MLS #81026056004
Listed2026-10-21
Days on market2
Year built1999
PossessionAt closing
HeatingForced air, Natural gas
FoundationCrawl space
Garage spaces3.0
Water / SewerCity water & sewer
WaterfrontLake Erie
FireplaceYes
Parcel number5101000100
Listing officeReal Estate One Inc Monroe

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$278,145about $324,950
Yearly property tax$9,147about $10,790

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,642 a year more than this seller pays. The assessor's state equalized value (SEV) is $331,200. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Luna Pier's 2025 homestead rate of 33.20 mills and assumes you claim the homestead exemption. See Luna Pier's full tax breakdown or run the uncapping calculator.

Ask Match Realty about this home

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Greater Metropolitan Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-25T23:19+00:00; refreshed at least twice daily.