Photo 1 of 45768 Kozma Street
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Active · MLS #81026053182
$195,000 3 bd2 ba1,680 sqft

45768 Kozma Street , Belleville, MI 48111

Est. $1,673/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1987
Lot1.31 acres
Price/sqft$116
On market27 days

About this home

Sprawling ranch situated on 1.3 acre lot in Belleville!!! This well-maintained 3 bed, 2 bath home offers 1,680 sq ft of comfortable living space in an open layout. Enjoy spacious bedrooms and living area with plenty of natural light throughout. Conveniently located near local amenities while still offering a peaceful, country-like setting. A great opportunity to own a large parcel with a solid home--schedule your showing today!. Please do not disturb tenant. Scheduling and offers subject to tenant's rights. Showing requests must be 72 hours in advance, weekends only.

Monthly payment

$1,673per month
Principal & interest$1,109
Property tax, current$283
Homeowners insurance$200
Mortgage insurance (PMI)$80

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$195,000
Beds3
Baths2 full
Square feet1,680
TypeSingle family residence
Subdivision—
CountyWayne
MLS #81026053182
Listed2026-10-06
Days on market27
Year built1987
PossessionNegotiable, Subject to tenant's rights
HeatingForced air, Natural gas
FoundationCrawl space
Water / SewerCity water / Septic
Parcel number81033990024004
Listing officeVantage Realty Group, LLC

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$69,549about $97,500
Yearly property tax$3,400about $3,694

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $294 a year more than this seller pays. The assessor's state equalized value (SEV) is $115,300. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Belleville's 2025 homestead rate of 37.88 mills and assumes you claim the homestead exemption. See Belleville's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Greater Metropolitan Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.

$195,000Est. $1,673/mo
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