21245 Prestwick AVE, Harper Woods, MI 48225
Est. $1,470/mo with current taxes · · See the breakdown
About this home
This is your opportunity to create a living space to match your life! The long time owner is offering the home to you-and just as they created the perfect place for the decades they spent there...you get to do the same! This two bedroom ranch is big enough for your needs but small enough to make maintenance and care much easier. Amenities include: entry foyer; natural fireplace in LR; built in DR cabinet & shelves; step down den off DR w/exit to rear deck (12x8); hall bath w/a sit down shower; white kitchen w/range, refrigerator, dishwasher, eating area, garden window & sizable counter space; washer; dryer; wide open basement; central air conditioning; vinyl windows; and a 15x8 covered front porch. Come home to this opportunity!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 70.43 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $169,900 |
| Beds | 2 |
| Baths | 1 full |
| Square feet | 1,043 |
| Type | Single family residence |
| Subdivision | VANKERREBROECK SUB 2 |
| County | Wayne |
| MLS # | 58050226594 |
| Listed | 2026-11-02 |
| Days on market | 0 |
| Year built | 1952 |
| Possession | At closing |
| Stories | 1 story |
| Basement | Block, Unfinished |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Block |
| Garage spaces | 2.0 |
| Water / Sewer | City water & sewer |
| Fireplace | Yes |
| Parcel number | 42004070039000 |
| Listing office | Sine & Monaghan LLC |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $31,636 | about $84,950 |
| Yearly property tax | $2,804 | about $5,983 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $3,179 a year more than this seller pays. The assessor's state equalized value (SEV) is $91,500. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Harper Woods's 2025 homestead rate of 70.43 mills and assumes you claim the homestead exemption. See Harper Woods's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.