45731 Kensington ST, Utica, MI 48317
Est. $1,592/mo with taxes uncapped · See the breakdown
About this home
CASH ONLY! Welcome Home to this beautifully maintained 3-bedroom,2-bath co-op located in the heart of Utica and within the desirable Utica School district. This inviting home offers a functional layout with spacious living areas designed for comfortable everyday living. Enjoy new carpet, fresh paint, newer windows with custom window treatments, a reverse osmosis water filtration system, doorbell camera, egress window and a nest smart thermostat for added comfort and efficiency. The finished basement provides additional living space- perfect for recreation room, home office, workout area. Chest freezer stays. Great Location near, shopping, schools and freeways. Please note: select photos have been digitally enhanced/virtually staged to help showcase the property's potential. Association Includes: Gas Heat, Water, Property taxes, Garbage Removal, Lawncare/Snow Removal. Fridge & Gas Stove, Windows, Roof, Furnace, Plumbing and Electrical. 24 Hours Maintenance Service.
Monthly payment
The uncapped tax line is this home's bill after it uncaps: half the price times 40.65 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $96,500 |
| Beds | 3 |
| Baths | 1 full, 1 half |
| Square feet | 1,800 |
| Type | Single family residence |
| Subdivision | VILLAGE SQUARE |
| County | Macomb |
| MLS # | 58050226551 |
| Listed | 2026-11-02 |
| Days on market | 0 |
| Year built | 1964 |
| Possession | At closing |
| Stories | 2 stories |
| Basement | Concrete, Daylight, Finished, Sump pump |
| Heating | Forced air, Natural gas |
| Foundation | Basement |
| Water / Sewer | City water & sewer |
| Parcel number | 0734428021 |
| Listing office | Real Estate One Clinton |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | — | about $48,250 |
| Yearly property tax | — | about $1,961 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. Estimate uses Utica's 2025 homestead rate of 40.65 mills and assumes you claim the homestead exemption. See Utica's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.