7214 Cardinal ST, Clay Township, MI 48001
Est. $3,913/mo with current taxes · · See the breakdown
About this home
Waterfront living in the desirable Bird Lanes! Situated on an expansive 1.5-lot property along a deep, wide canal, this home is a boater's dream! Featuring a covered boat well with hoist, plenty of docking space, and convenient access to the North Channel and Lake St. Clair. Enjoy the waterfront lifestyle with room to entertain, relax, and make the most of life on the water. Inside, this warm and welcoming home offers an impressive 2,485 sq. ft. of living space with 4 bedrooms and 3.5 baths, including a spacious primary suite with private bath, convenient upstairs laundry, and a main-floor bedroom and full bath. Attached 2 car garage, landscaping, and stamped concrete. A rare combination of generous living space, an oversized waterfront lot, and excellent boating amenities in a sought-after location!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 25.25 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $549,900 |
| Beds | 4 |
| Baths | 3 full, 1 half |
| Square feet | 2,485 |
| Type | Single family residence |
| Subdivision | BLUE WATER ISLES 2 |
| County | StClair |
| MLS # | 58050226472 |
| Listed | 2026-10-31 |
| Days on market | 0 |
| Year built | 1960 |
| Possession | 31–60 days after closing |
| Stories | 2 stories |
| Basement | Sump pump |
| Heating | Forced air, Natural gas |
| Foundation | Crawl space |
| Garage spaces | 2.0 |
| Water / Sewer | City water & sewer |
| Parcel number | 74141990083000 |
| Listing office | RE/MAX Advisors |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | — | about $274,950 |
| Yearly property tax | $4,299 | about $6,944 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $2,645 a year more than this seller pays. Estimate uses Clay Township's 2025 homestead rate of 25.25 mills and assumes you claim the homestead exemption. See Clay Township's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-31T19:22+00:00; refreshed at least twice daily.