Photo 1 of 190 W Spencer ST
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Active · MLS #58050226378
$209,900 2 bd1 ba804 sqft

190 W Spencer ST, Van Buren Township, MI 48111

Est. $1,735/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1941
Lot0.34 acres
Garage2 spaces
Price/sqft$261
On market0 days

About this home

Charming, Updated, and Full of Possibilities! Built in 1941, this delightful 2-bedroom, 1-bath ranch blends timeless character with modern touches! Featuring luxury vinyl flooring, tile flooring in the kitchen and bath, beautifully renovated bathroom and freshly painted kitchen cabinets. Step outside to a spacious, fenced-in backyard situated on .35 of an acre! Relax on the porch after a long day, entertain friends, or gather around the fire pit. The 2-car garage offers endless possibilities, whether for parking, a workshop, extra storage, or the ultimate man cave or she shed! Located just minutes from downtown Belleville, with convenient access to shopping, dining, and local attractions. With its inviting charm, thoughtful updates, generous yard, and versatile garage, this delightful ranch proves that great things really do come in smaller packages! It also has a newer furnace and hot water tank. Don't miss your opportunity to make this Belleville gem your own!

Monthly payment

$1,735per month
Principal & interest$1,194
Property tax, current$254
Homeowners insurance$200
Mortgage insurance (PMI)$87

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$209,900
Beds2
Baths1 full
Square feet804
TypeSingle family residence
SubdivisionROULO SUB
CountyWayne
MLS #58050226378
Listed2026-10-30
Days on market0
Year built1941
PossessionAt closing
Stories1 story
HeatingForced air, Natural gas
FoundationCrawl space
Garage spaces2.0
Water / SewerCity water & sewer
Parcel number83112020090002
Listing officeRE/MAX Eclipse

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$79,047about $104,950
Yearly property tax$3,052about $3,845

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $793 a year more than this seller pays. The assessor's state equalized value (SEV) is $91,300. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Van Buren Township's 2025 homestead rate of 36.64 mills and assumes you claim the homestead exemption. See Van Buren Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-04T01:25+00:00; refreshed at least twice daily.

$209,900Est. $1,735/mo
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