Photo 1 of 8175 Mackay CT
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Active · MLS #58050225774
$240,000 3 bd1 ba954 sqft

8175 Mackay CT, Utica, MI 48317

Est. $1,969/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1951
Lot0.12 acres
Garage1.5 spaces
Price/sqft$252
On market1 days

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About this home

Welcome home to this move-in-ready Utica ranch that pairs major mechanical peace of mind with stylish modern upgrades. Step inside to discover a beautifully remodeled kitchen designed for effortless everyday living and entertaining, featuring updated cabinetry, sleek granite countertops, expanded counter prep space, an undermount sink with disposal, included appliances, and a brand-new dishwasher installed in October 2026. Updated flooring flows seamlessly throughout the living spaces and bedrooms. A standout feature is the complete roof replacement completed in October 2019 using a CertainTeed Landmark Pro roofing system on both the home and detached garage. It comes with an exceptional 50-year warranty fully transferable to the new buyer. Outside, enjoy a spacious, fully fenced yard with plenty of room for recreation, garden projects, or weekend gatherings. The home sits in a quiet neighborhood just minutes from downtown Utica dining, parks, and shopping along Hall Road.

Monthly payment

$1,969per month
Principal & interest$1,365
Property tax, current$304
Homeowners insurance$200
Mortgage insurance (PMI)$99

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$240,000
Beds3
Baths1 full
Square feet954
TypeSingle family residence
SubdivisionMACKAY SUB
CountyMacomb
MLS #58050225774
Listed2026-10-23
Days on market1
Year built1951
PossessionAt closing
Stories1 story
BasementBlock
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces1.5
Water / SewerCity water & sewer
Parcel number111003101034
Listing officeRE/MAX Eclipse

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$84,288about $120,000
Yearly property tax$3,653about $4,878

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,225 a year more than this seller pays. The assessor's state equalized value (SEV) is $89,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Utica's 2025 homestead rate of 40.65 mills and assumes you claim the homestead exemption. See Utica's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$240,000Est. $1,969/mo
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