474 Maple ST, Algonac, MI 48001
Est. $1,893/mo with current taxes · · See the breakdown
About this home
**SELLER OFFERING WITH A FULL PRICE OFFER UP TO $7,000 FOR EITHER A RATE BUY DOWN, CLOSING COSTS OR HOME IMPROVEMENTS** Motivated Seller! Enjoy comfortable ranch-style living in a desirable Algonac location just a short stroll from downtown, the waterfront boardwalk, local parks, and the boat launch. Inside, the spacious kitchen offers ample cabinetry and counter space, flowing into a generously sized family room highlighted by a striking floor-to-ceiling stacked-stone gas fireplace. The large primary bedroom features a private full bath, adding comfort and convenience. Outside, a wood deck overlooks the fully fenced backyard, providing space to entertain, relax, or enjoy the outdoors. Recent exterior updates include new wood and trim on the chimney stack. The sewer and foundation are in good condition, offering additional peace of mind for prospective buyers. With convenient single-level living and easy access to the St. Clair River, this home is a great opportunity to enjoy everything Algonac has to offer. Don't miss your chance to make it yours!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 37.28 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $237,499 |
| Beds | 3 |
| Baths | 2 full |
| Square feet | 1,326 |
| Type | Single family residence |
| Subdivision | BUNGALOW GARDENS SUB |
| County | StClair |
| MLS # | 58050225320 |
| Listed | 2026-10-19 |
| Days on market | 7 |
| Year built | 1994 |
| Possession | At closing |
| Stories | 1 story |
| Heating | Forced air, Natural gas |
| Foundation | Crawl space |
| Garage spaces | 2.0 |
| Water / Sewer | City water & sewer |
| Fireplace | Yes |
| Parcel number | 011230037000 |
| Listing office | Epique Inc. |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | — | about $118,750 |
| Yearly property tax | $2,928 | about $4,427 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,499 a year more than this seller pays. Estimate uses Algonac's 2025 homestead rate of 37.28 mills and assumes you claim the homestead exemption. See Algonac's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.