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Active · MLS #58050224836
$234,900 2 bd2 ba1,230 sqft

3170 W Water ST, Port Huron Township, MI 48060

Est. $1,780/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1958
Lot0.65 acres
Garage1 spaces
Price/sqft$191
On market17 days

About this home

This cozy ranch in a great location will not disappoint. Home has large living room and 2 large bedrooms. There is a room off of living room that could be a small third bedroom. Kitchen has adequate cupboard space. Bath has separate tub and shower. Most of floors are hardwood and in good condition. Home has a whole house backup generator. Some windows have been updated and roof is newer. There is a full basement that is waiting to be finished off. 1/2 bath that needs a little work. On demand hot water heater. There is a large sunroom behind garage, needs a little TLC but could be great room for recreation. There is a large treed back yard. There are a couple of antenna's as previous owner was a radio operator. Multiple storage buildings including a 24x24 room that was used for the radio equipment, has a work shop. In addition, there is a 12x14 shed and a canvas quanset style building. The front porch has a handicap ramp. This home needs a little work but has great potential and with all the outbuildings, makes this a great find.

Monthly payment

$1,780per month
Principal & interest$1,336
Property tax, current$147
Homeowners insurance$200
Mortgage insurance (PMI)$97

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$234,900
Beds2
Baths1 full, 1 half
Square feet1,230
TypeSingle family residence
SubdivisionNA
CountyStClair
MLS #58050224836
Listed2026-10-13
Days on market17
Year built1958
PossessionAt closing
Stories1 story
HeatingNatural gas, Steam
FoundationBasement
Garage spaces1.0
Water / SewerCity water & sewer
Parcel number74281000051000
Listing officeColdwell Banker Professionals

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$50,065about $117,450
Yearly property tax$1,763about $3,634

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,871 a year more than this seller pays. The assessor's state equalized value (SEV) is $97,100. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Port Huron Township's 2025 homestead rate of 30.94 mills and assumes you claim the homestead exemption. See Port Huron Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-04T01:25+00:00; refreshed at least twice daily.

$234,900Est. $1,780/mo
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