Photo 1 of 6901 S River RD
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Active · MLS #58050222397
$722,000 3 bd3 ba3,788 sqft

6901 S River RD, Cottrellville Township, MI 48039

Price cut $40,000 since it was listed at $762,000

Est. $5,179/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1991
Lot0.77 acres
Garage4 spaces
Price/sqft$191
On market25 days

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About this home

ST. CLAIR RIVER WATERFRONT! Custom built by R.J. Smith and cherished by its original owners since 1991, this thoughtfully designed home sits on approximately ¾ acre with 52 feet of St. Clair River frontage, just outside of Marine City. Exceptional quality, an incredible floor plan and remarkable storage provide the foundation of an amazing home. The vaulted great room features a fireplace, custom built-ins and walls of windows overlooking the river, while the adjoining sunroom opens to the waterfront deck. A spacious first-floor primary suite also enjoys direct river views and deck access. The large kitchen offers abundant cabinetry and a highly functional layout ready for a fresh new look. You'll also love the oversized first-floor laundry, tremendous walk-in storage throughout and generous upstairs bedrooms with river views, including one with a private balcony. Finished basement with recreation space, workshop and additional storage. Outside, enjoy an approximately 645' deep lot, 2.5-car attached garage plus oversized 2-car detached garage, and a front-row seat to spectacular international freighter traffic. Check BoatNerd.com to see what's heading your way! Existing boathouse requires renovation The quality, floor plan and waterfront setting are here.

Monthly payment

$5,179per month
Principal & interest$4,107
Property tax, current$574
Homeowners insurance$200
Mortgage insurance (PMI)$298

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$722,000
Original price$762,000
Price cut−$40,000
Beds3
Baths3 full
Square feet3,788
TypeSingle family residence
SubdivisionNONE
CountyStClair
MLS #58050222397
Listed2026-09-20
Days on market25
Year built1991
PossessionAt closing
Stories1.5 stories
BasementBlock, Finished, Full
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces4.0
Water / SewerCity water & sewer
WaterfrontSt. Clair River
FireplaceYes
Parcel number177620034000
Listing officeSine & Monaghan Realtors LLC St Clair

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$238,014about $361,000
Yearly property tax$6,893about $8,493

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,599 a year more than this seller pays. The assessor's state equalized value (SEV) is $396,600. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Cottrellville Township's 2025 homestead rate of 23.53 mills and assumes you claim the homestead exemption. See Cottrellville Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$722,000Est. $5,179/mo
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