Photo 1 of 7938 River RD
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Active · MLS #58050212838
$285,000 3 bd2 ba2,526 sqft

7938 River RD, Cottrellville Township, MI 48039

Price cut $20,000 since it was listed at $305,000

Est. $2,255/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1973
Lot0.77 acres
Garage2 spaces
Price/sqft$113
On market124 days

About this home

OPEN HOUSE ~ SATURDAY 10/31 12:00 - 2:00! **PRICE IMPROVEMENT ** BUYER FINANCING FELL THROUGH. THEIR LOSS IS YOUR GAIN!** Welcome to 7938 River Road! This beautiful 3 bedroom 2 full bath ranch is conveniently located in Cottrellville with quick access to the waterfront amenities in Marine City and Algonac. Enjoy watching the freighters float by on the St. Clair River from your living room window or front deck. The inside features an open layout with split bedroom plan, newer stainless steel appliances, and a reverse osmosis system. The peaceful primary bedroom features an ensuite with a stand up shower. The partially finished basement is perfect for an extra entertaining space, and includes a gas wall fireplace, and sump pump with battery back-up. Outside you will enjoy a rear deck overlooking your fenced in back yard with above ground pool, both newly installed in 2025, a detached 2 car garage with workshop, separate electric panel, and hookup for the portable whole house generator! Beyond the gate is a serene creek with steel seawall. All of this on almost 1 acre of land! Additional recent improvements since 2025 include: 220 electric panel, sliding back door, dishwasher and hot water heater! Schedule your showing today!

Monthly payment

$2,255per month
Principal & interest$1,621
Property tax, current$316
Homeowners insurance$200
Mortgage insurance (PMI)$118

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$285,000
Original price$305,000
Price cut−$20,000
Beds3
Baths2 full
Square feet2,526
TypeSingle family residence
SubdivisionN/A
CountyStClair
MLS #58050212838
Listed2026-06-25
Days on market124
Year built1973
PossessionAt closing
Stories1 story
BasementBlock, Partially finished, Sump pump
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces2.0
Water / SewerCity water & sewer
FireplaceYes
PoolAbove-ground
Parcel number74170650003000
Listing officeKW Platinum

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value—about $142,500
Yearly property tax$3,794about $3,352

Michigan caps a homeowner's taxable value until the home sells, then it resets. Estimate uses Cottrellville Township's 2025 homestead rate of 23.53 mills and assumes you claim the homestead exemption. See Cottrellville Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and MiRealSource, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$285,000Est. $2,255/mo
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