4514 N 3rd ST, Luna Pier, MI 48157
Est. $584/mo with current taxes · · See the breakdown
About this home
OPPORTUNITY GALORE. Enjoy this beautiful and tranquil lakeside community. Complete remodel or tear-down and build the home of your dreams at the end of the road for serene living. The coastal charms and lakeside delights include the boardwalk, boating, swimming, beaches. marina, pier for great lake fishing, parks with easy access to I-75. Sold as-is, where-is. This property has been cited by the City of Luna Pier for maintenance violations which must be abated prior to occupancy.
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 33.20 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $48,777 |
| Beds | 3 |
| Baths | 1 full |
| Square feet | 1,899 |
| Type | Single family residence |
| Subdivision | COUSINOS SECOND ADDITION TO ERIE GROVE |
| County | Monroe |
| MLS # | 57050224448 |
| Listed | 2026-10-09 |
| Days on market | 3 |
| Year built | 1900 |
| Possession | At closing |
| Stories | 2 stories |
| Foundation | Crawl space |
| Water / Sewer | City water & sewer |
| Parcel number | 5109503500 |
| Listing office | The Danberry Company - Temperance |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | — | about $24,388 |
| Yearly property tax | $1,033 | about $810 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $15,300. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Luna Pier's 2025 homestead rate of 33.20 mills and assumes you claim the homestead exemption. See Luna Pier's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Southeastern Border Association of REALTORS, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.