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Active · MLS #20261088732
$625,000 3 bd4 ba2,686 sqft

2856 Lanergan DR , Troy, MI 48084

Est. $4,424/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1963
Lot0.2 acres
Garage2 spaces
Price/sqft$233
On market0 days

About this home

OPEN HOUSE TODAY Tuesday, November 3rd from 11am to 1pm. Welcome to 2856 Lanergan in Troy! This spacious colonial offers an exceptional combination of comfort, convenience, and location, featuring Birmingham Schools with the benefit of Troy property taxes! Located in an established neighborhood within walking distance of Harlan Elementary, this home offers a thoughtfully designed layout with plenty of space to enjoy. The inviting first floor features beautiful hardwood floors throughout, a private home office, and convenient first-floor laundry. The spacious kitchen offers abundant counter space, a large peninsula, and an open layout connecting the family room and dining room, perfect for entertaining and everyday living. Upstairs, you'll find three generously sized bedrooms, three full bathrooms, and an additional versatile room currently used as an office. The expansive primary suite features a spacious private bath and an oversized walk-in closet that creates a true personal retreat. Additional highlights include an attached two-car garage, a newer roof, and updated mechanicals for added peace of mind. Enjoy the convenience of a desirable Troy location, and within the award-winning Birmingham Public School District. Don't miss this wonderful opportunity to make it yours!

Monthly payment

$4,424per month
Principal & interest$3,555
Property tax, current$411
Homeowners insurance$200
Mortgage insurance (PMI)$258

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$625,000
Beds3
Baths3 full, 1 half
Square feet2,686
TypeSingle family residence
SubdivisionSUPRVRS 27 - TROY
CountyOakland
MLS #20261088732
Listed2026-11-03
Days on market0
Year built1963
PossessionNegotiable
Stories2 stories
BasementUnfinished
HeatingForced air, Natural gas
FoundationBasement, Crawl space, Poured
Garage spaces2.0
Water / SewerCity water & sewer
FireplaceYes
Parcel number2019151017
Listing officeThe Maple Group, LLC

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$140,570about $312,500
Yearly property tax$4,931about $11,263

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $6,332 a year more than this seller pays. The assessor's state equalized value (SEV) is $253,360. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Troy's 2025 homestead rate of 36.04 mills and assumes you claim the homestead exemption. See Troy's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$625,000Est. $4,424/mo
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