Photo 1 of 12625 Monica ST
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Active · MLS #20261088513
$139,900 3 bd2 ba2,700 sqft

12625 Monica ST , Detroit, MI 48238

Est. $1,271/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1925
Lot0.09 acres
Price/sqft$52
On market0 days

About this home

Welcome to this Detroit classic! Located near the historic Oakman Boulevard subdivision, this impressive home combines timeless Detroit charm with modern updates throughout. Featuring 3 generously sized bedrooms and 1.5 bathrooms, this home is completely updated and ready for immediate occupancy—just buy it and move right in! Updates include brand-new siding, windows, flooring, kitchen, bathroom, fresh paint, blinds, light fixtures, and so much more. Step inside and appreciate the modern finishes paired with the home's classic character. You'll love the formal dining room and charming breakfast nook, both conveniently located near the kitchen. The beautifully updated kitchen stands out with its stylish green cabinetry, ample storage, and plenty of room to cook and entertain. Upstairs, you'll find all 3 bedrooms, each offering an impressive amount of space. The updated full bathroom completes the upper level. Head downstairs to discover a basement full of potential, already featuring a half bath and laundry hookups. Whether you envision a home office, additional storage, a recreation area, or a space to gather with friends and family, the possibilities are yours to explore. Out back, enjoy a large, fully fenced yard with an existing concrete area that offers plenty of usable space with less lawn maintenance. Park your vehicles, create an outdoor workspace, or transform the area into your own summer entertainment spot. With major updates already completed, generous living space, and room to make it your own, this Detroit classic is ready for its next owner. **Don't miss your opportunity—schedule your showing today!**

Monthly payment

$1,271per month
Principal & interest$796
Property tax, current$218
Homeowners insurance$200
Mortgage insurance (PMI)$58

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$139,900
Beds3
Baths1 full, 1 half
Square feet2,700
TypeSingle family residence
SubdivisionROBERT OAKMANS FORD HWY & GLENDALE
CountyWayne
MLS #20261088513
Listed2026-11-02
Days on market0
Year built1925
PossessionAt closing
Stories2 stories
BasementPartially finished
HeatingForced air, Natural gas
FoundationBasement, Block
Water / SewerCity water & sewer
Parcel numberW16I021948S
Listing officeReal Estate One-Dbn Hts/Dbn

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$13,023about $69,950
Yearly property tax$2,613about $4,490

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,877 a year more than this seller pays. The assessor's state equalized value (SEV) is $34,500. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Detroit's 2025 homestead rate of 64.18 mills and assumes you claim the homestead exemption. See Detroit's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.

$139,900Est. $1,271/mo
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