Photo 1 of 3816 Five Lakes RD
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Active · MLS #20261088420
$299,500 3 bd2 ba2,158 sqft

3816 Five Lakes RD , Arcadia Township, MI 48461

Est. $2,228/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1976
Lot364 acres
Garage2 spaces
Price/sqft$139
On market1 days

About this home

For the ones that love the natural surroundings! this place has a private pond, wildlife, young trees growing, Rose of Sharon to attract the birds and more. This home has a newer roof, windows, a gas fireplace in the family room for those nights when you want cozyness or maybe just help with extra heat on those super cold nights. Gareage door opener in the 2 car attached garage. A concrete pad to build your own pole barn. This is the right time to Grab the right place for you!

Monthly payment

$2,228per month
Principal & interest$1,704
Property tax, current$200
Homeowners insurance$200
Mortgage insurance (PMI)$124

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$299,500
Beds3
Baths1 full, 1 half
Square feet2,158
TypeSingle family residence
Subdivision—
CountyLapeer
MLS #20261088420
Listed2026-11-02
Days on market1
Year built1976
Possession2 days after closing
StoriesTri-level
BasementFinished
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces2.0
Water / SewerWell / Septic
FireplaceYes
Parcel number00200601100
Listing officeCreative Investment Brokers In

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value—about $149,750
Yearly property tax$2,406about $3,515

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,109 a year more than this seller pays. The assessor's state equalized value (SEV) is $138,400. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Arcadia Township's 2025 homestead rate of 23.47 mills and assumes you claim the homestead exemption. See Arcadia Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$299,500Est. $2,228/mo
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