Photo 1 of 5231 Belmonte DR
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Active · MLS #20261088345
$525,000 2 bd3 ba1,972 sqft

5231 Belmonte DR , Oakland Township, MI 48306

Est. $4,329/mo with current taxes · · See the breakdown

TypeCondominium
Built2002
Garage2 spaces
Price/sqft$266
On market1 days
HOA$490/mo

About this home

Easy living at its finest in this lovely ranch condo nestled against a lovely wooded backdrop in the sought-after Silvercreek Community. Surrounded by parks and green space, this complex is exceptionally well-maintained and offers loads of amenities: a clubhouse, pool, tennis, pickleball, and basketball courts! A generous entry opens to a bright, airy great room decorated in warm neutral tones; hardwood floors flow throughout the gathering spaces. The great room features a formal dining area, a beautiful gas fireplace with a decorative mantel, and multiple windows with plantation shutters; a doorwall provides natural light and a gorgeous wooded view year-round. The door wall leads to an enclosed three-season room where you can relax with a good book or watch the game. Aside from the gorgeous view, the generous kitchen offers beautiful wood cabinetry, abundant counter space, bar seating, a complete appliance suite, and ample table space. The primary suite is spacious and secluded, with a large walk-in closet, a custom organization system, and a spa-like primary bath with a soaking tub and separate ceramic shower. Off the entry is the guest-wing hallway, featuring two bedrooms and a bath; one bedroom is most often used as a home office or den. The secluded guest room is amply sized, with a spacious closet and convenient access to the full bath. The unfinished walkout basement is a huge bonus! It is clean, offers finishing potential if desired, and includes a fully finished third full bath, just added in 2020. The attached garage is clean and offers plenty of storage. Updates include a new roof in 2023, a new furnace and A/C in 2022. HOA dues cover grounds maintenance and snow removal. This is a great condo in a perfect location with easy access to I-75 and M-59, just minutes from the Village Shops and downtown Rochester. Rochester schools: Delta Kelly Elementary, Van Hoosen Middle, and Rochester Adams High. More features in docs!

Monthly payment

$4,329per month
Principal & interest$2,987
Property tax, current$436
Homeowners insurance$200
Mortgage insurance (PMI)$217
HOA dues$490

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$525,000
Beds2
Baths3 full
Square feet1,972
TypeCondominium
SubdivisionBELMONTE AT SILVERCREEK OCCPN 1380
CountyOakland
MLS #20261088345
Listed2026-11-02
Days on market1
Year built2002
PossessionAt closing
Stories1 story
BasementUnfinished, Walkout
HeatingForced air, Natural gas
FoundationBasement, Poured, Sump pump
Garage spaces2.0
Water / SewerCity water & sewer
FireplaceYes
PoolCommunity, In-ground, Outdoor
Parcel number1031176039
Listing officeKeller Williams Paint Creek

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$211,830about $262,500
Yearly property tax$5,229about $8,157

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $2,928 a year more than this seller pays. The assessor's state equalized value (SEV) is $237,120. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Oakland Township's 2025 homestead rate of 31.07 mills and assumes you claim the homestead exemption. See Oakland Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.

$525,000Est. $4,329/mo
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