4803 Lumley ST , Detroit, MI 48210
Est. $1,070/mo with current taxes · · See the breakdown
About this home
Welcome home to this well maintained 3-bedroom, 1.5-bath Detroit bungalow that's been in the family for generations. Conveniently located with easy access to I-94, M-10, and I-75 freeways, this home offers a practical location for commuting throughout Metro Detroit. Everyday essentials, including shopping, dining, grocery stores, schools, and neighborhood services are just a stones throw away. The oversized fenced in yard is great for pets, kids to play, or entertaining. There's a 2 car garage and 2 sheds for the homeowners that love having storage or a workspace. Whether you're a first-time buyer, looking to downsize, or seeking an investment opportunity, this home offers the convenience of city living with plenty of potential to make it your own!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 64.18 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $125,000 |
| Beds | 3 |
| Baths | 1 full, 1 half |
| Square feet | 1,863 |
| Type | Single family residence |
| Subdivision | LUMLEYS |
| County | Wayne |
| MLS # | 20261088308 |
| Listed | 2026-11-01 |
| Days on market | 1 |
| Year built | 1957 |
| Possession | At closing |
| Stories | 1.5 stories |
| Basement | Partially finished |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Block, Brick & mortar, Poured |
| Garage spaces | 2.0 |
| Water / Sewer | City water & sewer |
| Parcel number | W20I008708C9 |
| Listing office | Keller Williams Advantage |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $16,328 | about $62,500 |
| Yearly property tax | $1,290 | about $4,012 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $2,722 a year more than this seller pays. The assessor's state equalized value (SEV) is $30,000. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Detroit's 2025 homestead rate of 64.18 mills and assumes you claim the homestead exemption. See Detroit's full tax breakdown or run the uncapping calculator.
City of Detroit records for this parcel
- NEZ Homestead district: Michigan - Central (H129). Owner-occupants who buy here can apply to the City Assessor for a Neighborhood Enterprise Zone certificate, which typically cuts the summer tax bill by 15–20% for up to 15 years. Applications are due October 1 for the following year. The tax estimate above doesn't include it. How NEZ works.
From the City of Detroit's current parcel file, parcel W20I008708C9.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T11:13+00:00; refreshed at least twice daily.