3089 Pontiac Lake RD , Waterford Township, MI 48328
Est. $2,058/mo with current taxes · · See the breakdown
About this home
Welcome to 3089 Pontiac Lake Road! Built in 2023, this beautiful 3 bedroom, 1 bath ranch offers 1,120 square feet of modern living in the heart of Waterford Township. Step inside to an inviting open concept floor plan featuring a spacious living area and contemporary kitchen, perfect for entertaining. Enjoy the convenience of single level living, central air, and newer construction without the wait! Situated on a generously sized lot with easy access to shopping, dining, and local amenities. This move in ready home is a must see! Schedule your private showing today!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 34.36 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $240,000 |
| Beds | 3 |
| Baths | 1 full |
| Square feet | 1,120 |
| Type | Single family residence |
| Subdivision | SUPRVRS 66 - WATERFORD TOWNSHIP |
| County | Oakland |
| MLS # | 20261088111 |
| Listed | 2026-10-31 |
| Days on market | 2 |
| Year built | 2023 |
| Possession | 30 days after closing |
| Stories | 1 story |
| Heating | Electric, Forced air |
| Foundation | Slab |
| Water / Sewer | City water & sewer |
| Parcel number | 1323427010 |
| Listing office | The Brand Real Estate |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $122,430 | about $120,000 |
| Yearly property tax | $4,730 | about $4,123 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $122,430. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Waterford Township's 2025 homestead rate of 34.36 mills and assumes you claim the homestead exemption. See Waterford Township's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.