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Active · MLS #20261087931
$325,000 4 bd3 ba2,326 sqft

2187 Harding ST , Detroit, MI 48214

Est. $2,304/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1910
Lot0.13 acres
Price/sqft$140
On market1 days

About this home

Welcome home, to a lovingly renovated, four-bedroom home designed for enjoying and hosting the emerging Detroit life. The original hardwood floors have been refinished throughout, along with four bedrooms, a dedicated office, and three full baths. We redesigned this home to be a hub where you, your friends, and family can have a profound experience in the city. Updated Highlights: New hot water tank All new windows Four bedrooms and three full baths Dedicated home office Top-floor primary suite with en suite bath Living and dining rooms that flow together, with great lighting Large kitchen with quartz countertops and room to gather Refinished original hardwood floors Great backyard ready for you Near The Shepard, West Village, and Indian Village Near The Waldorf School & Detroit Prep Near all the Detroit Riverfront and the Grosse Pointes

Monthly payment

$2,304per month
Principal & interest$1,849
Property tax, current$121
Homeowners insurance$200
Mortgage insurance (PMI)$134

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$325,000
Beds4
Baths3 full
Square feet2,326
TypeSingle family residence
SubdivisionHENDRIES
CountyWayne
MLS #20261087931
Listed2026-10-30
Days on market1
Year built1910
PossessionAt closing
Stories3 stories
BasementUnfinished
HeatingForced air, Natural gas
FoundationBasement, Brick & mortar
Water / SewerWater at street / Sewer at street
Parcel numberW21I039881S
Listing officeGood Company

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$26,700about $162,500
Yearly property tax$1,449about $10,430

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $8,981 a year more than this seller pays. The assessor's state equalized value (SEV) is $26,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Detroit's 2025 homestead rate of 64.18 mills and assumes you claim the homestead exemption. See Detroit's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-31T09:44+00:00; refreshed at least twice daily.

$325,000Est. $2,304/mo
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