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Active · MLS #20261087869
$259,500 2 bd2 ba1,400 sqft

12105 Chesapeake Circle 12 , Commerce Township, MI 48390

Est. $2,429/mo with current taxes · · See the breakdown

TypeCondominium
Built2003
Garage1 spaces
Price/sqft$185
On market4 days
HOA$350/mo

About this home

RARE OPPORTUNITY! THIS FIRST FLOOR RANCH CONDO IS SITUATED DEEP IN THE BACK OF THE SUB IN POPULAR MAPLE CROSSING AND FEATURES GREAT OPEN FLOOR PLAN WITH SPLIT BEDROOMS, NEWER PAINT AND LUXURY VINYL FLOORS THROUGHOUT (2023), NEWER FRIDGE, OVEN, & HOT WATER TANK (ALL IN 2023), NEWER WASHER & DRYER (2023), AND NEWER LIVING ROOM WINDOW. SUB OFFERS BEAUTIFULLY PRIVATE LANDSCAPED COMMUNITY IN-GROUND POOL, HOT TUB, WALKING PATHS, AND POND. PRIVATE ENTRANCE AND PATIO OFF PRIMARY BEDROOM WITH VIEWS OF MATURE LANDSCAPE. DON'T MISS OUT! THIS ONE'S A GEM! SHOWINGS WILL BEGIN SUNDAY, NOVEMBER 1ST AT 1:00PM. NO VIRTUAL SHOWINGS, BUYERS AGENT TO VERIFY ALL INFO. OPEN HOUSE SUNDAY, NOVEMBER 1ST 1:00PM-3:00PM

Monthly payment

$2,429per month
Principal & interest$1,476
Property tax, current$295
Homeowners insurance$200
Mortgage insurance (PMI)$107
HOA dues$350

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$259,500
Beds2
Baths2 full
Square feet1,400
TypeCondominium
SubdivisionMAPLE CROSSING CONDO
CountyOakland
MLS #20261087869
Listed2026-10-30
Days on market4
Year built2003
PossessionNegotiable
Stories1 story, ground floor
HeatingForced air, Natural gas
FoundationSlab
Garage spaces1.0
Water / SewerCity water & sewer
FireplaceYes
PoolCommunity, In-ground, Outdoor
Parcel number1733106136
Listing officeNext Gen Realty LLC

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$111,350about $129,750
Yearly property tax$3,544about $3,571

Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $121,300. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Commerce Township's 2025 homestead rate of 27.52 mills and assumes you claim the homestead exemption. See Commerce Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$259,500Est. $2,429/mo
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