8125 Mackay CT , Utica, MI 48317
Est. $2,536/mo with current taxes · · See the breakdown
About this home
Welcome to this charming colonial home nestled on a quiet, private street within walking distance from downtown Utica. This home offers a blend of character and modern updates with beautiful hardwood flooring throughout much of the interior. The spacious living room features a natural wood burning fireplace for a relaxing setting. The formal dining room and bonus sunroom provide versatile spaces for everyday living and entertaining. The kitchen features ample cabinetry and generous counter space for meal preparation and hosting. The spacious detached garage offers ample storage and endless possibilities for a workshop, man cave, or just extra storage. The basement offers plenty of potential for additional living space and is already prepped for a full bathroom. This is a wonderful opportunity to own a home with timeless charm, thoughtful updates, and room to make it your own!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 40.65 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $309,000 |
| Beds | 3 |
| Baths | 1 full, 1 half |
| Square feet | 1,637 |
| Type | Single family residence |
| Subdivision | MACKAY SUB |
| County | Macomb |
| MLS # | 20261087685 |
| Listed | 2026-10-29 |
| Days on market | 5 |
| Year built | 1949 |
| Possession | 6–15 days after closing |
| Stories | 2 stories |
| Basement | Unfinished |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Block |
| Garage spaces | 2.0 |
| Water / Sewer | City water / Sewer at street |
| Fireplace | Yes |
| Parcel number | 1003101055 |
| Listing office | LawyersRealtyMI |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $126,500 | about $154,500 |
| Yearly property tax | $5,409 | about $6,280 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $871 a year more than this seller pays. The assessor's state equalized value (SEV) is $126,500. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Utica's 2025 homestead rate of 40.65 mills and assumes you claim the homestead exemption. See Utica's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.