Photo 1 of 3921 Harding ST
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Active · MLS #20261087671
$242,900 3 bd1 ba1,615 sqft

3921 Harding ST , Dearborn Heights, MI 48125

Est. $1,915/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1957
Lot0.14 acres
Garage2.5 spaces
Price/sqft$150
On market0 days

About this home

AT NO FAULT TO SELLER WE ARE BACK ON THE MKT W/ THIS GEM- WAITED FOREVER TO CLOSE AND THEY JUST COULDN'T DO IT- ON TO SOMEONE NEW! LETS ROLL ! MUST SEE THIS METICULOUSLY MAINTAINED BRICK RANCH!!! AND FOR STARTERS IT IS MUCH BIGGER THAN MOST BOASTING OVER 1200+ SQFT !!! THE GARAGE IS GOING TO BLOW YOU AWAY !!! FULLY HEATED AND CENTRAL AIR - YOU CAN LIVE OUT THERE !! AND 3 GENEROUS BEDROOMS - BIG LIVING ROOM AND DINING AREA COMBINED W/ BEAUTIFUL HARDWOOD FLOORS AND LARGE PICTURE WINDOW LETTING IN NATURAL LIGHT AND LARGER KITCHEN TO ALSO FIT ITS OWN TABLE !! BUT THE PRIZE IS THE GARAGE!!!!!!!!!!!!!!!!!!!!!!!!!! WAIT TILL YOU SEE - HAS ITS OWN ELECRICITY (ALL PERMITTED AND UP TO CODE!) ALARM ATT TO HOUSE AND GARAGE (INSTALLED - NEW BUYER WILL NEED TO PAY FOR THEIR OWN SERVICE) - AND YOU COULD EAT OFF THE FLOOR THIS HOME IS SO CLEAN IT SPARKLES ! LONG TIME OWNER HAS LOVED AND CARED FOR THIS HOME AND NOW TIME TO PASS THE TORCH - HOME IS WELL INSULATED W/ CELLULOSE BLOWN IN WALLS AND FIBERGLASS ADDED IN ATTIC- THERE IS GENERATOR HOOK UP - SO IF NEW OWNER WANTED TO ADD GENERATOR THE ELECTRIC WORK IS COMPLETED - ALL COPPER PLUMBING - HOT WATER HEATER 2019 - FURNACE 2011; CENTRAL AIR NEWER - YEAR UNCLEAR - ROOF TEAR OFF 2016 - W/LIMITED WARRANTY TO NEW BUYER -- HUGE BASEMENT WAITNG FOR YOUR TOUCHES - OWNER HAS TAKEN CARE OF EVERY INCH OF THIS HOUSE - EVEN HAD A FRENCH DRAIN PUT IN BACK YARD SO NO WATER POOLS; PITCHED DRIVEWAY CORRECTLY FOR SAME REASON - THIS HOME HAS BEEN TREATED W/ TENDER LOVING CARE - NEW OWNER IS GOING TO BE THE LUCKY ONE ! UP TO CODE !TV AND MOUNT TO STAY ~ COME ON DOWN !!! BUT THIS GARAGE IS AWESOME SO IF THAT IS YOUR THING HURRY UP !!!!

Monthly payment

$1,915per month
Principal & interest$1,382
Property tax, current$233
Homeowners insurance$200
Mortgage insurance (PMI)$100

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$242,900
Beds3
Baths1 full
Square feet1,615
TypeSingle family residence
SubdivisionFORDSON HEIGHTS-DBN HEIGHTS
CountyWayne
MLS #20261087671
Listed2026-10-29
Days on market0
Year built1957
PossessionAt closing
Stories1 story
BasementPartially finished
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces2.5
Water / SewerCity water & sewer
Parcel number33050020212000
Listing officePrime + Property

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$53,916about $121,450
Yearly property tax$2,796about $6,402

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $3,606 a year more than this seller pays. The assessor's state equalized value (SEV) is $114,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Dearborn Heights's 2025 homestead rate of 52.72 mills and assumes you claim the homestead exemption. See Dearborn Heights's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-29T20:22+00:00; refreshed at least twice daily.

$242,900Est. $1,915/mo
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