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Active · MLS #20261087656
$185,000 3 bd2 ba1,100 sqft

77 E Oregon ST , Lapeer, MI 48446

Est. $1,412/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1910
Lot0.23 acres
Garage1.5 spaces
Price/sqft$168
On market4 days

About this home

Step into a piece of history at 77 E Oregon Street in Lapeer, MI. Built in 1910, this charming single-family residence bridges the gap between classic character and modern readiness. This home needs some love and offers a timeless aesthetic that serves as the perfect backdrop for your next chapter. The heart of the home is a thoughtfully updated kitchen, equipped with sleek stainless steel appliances that cater to both daily meal preparation and hosting duties with ease. The primary bedroom provides a private sanctuary, complete with the convenience of an ensuite bathroom. Throughout the home, the bathrooms are designed for comfort, featuring a modern walk-in shower. This farmhouse-style bungalow honors its heritage while providing the functional living spaces needed for today. You can enjoy your mornings or relaxing evenings on the inviting porch, which serves as a seamless transition between the warmth of the interior and the outdoors. While built in 1910, it has been placed on a full height, block basement. Schedule your private tour today to experience firsthand how this 1910 residence perfectly blends historic charm with modern comfort.

Monthly payment

$1,412per month
Principal & interest$1,052
Property tax, current$84
Homeowners insurance$200
Mortgage insurance (PMI)$76

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$185,000
Beds3
Baths2 full
Square feet1,100
TypeSingle family residence
Subdivision—
CountyLapeer
MLS #20261087656
Listed2026-10-30
Days on market4
Year built1910
PossessionAt closing
Stories2 stories
BasementUnfinished
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces1.5
Water / SewerCity water & sewer
Parcel numberL220850204000
Listing officeColdwell Banker Professionals

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$34,696about $92,500
Yearly property tax$1,002about $2,716

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,714 a year more than this seller pays. The assessor's state equalized value (SEV) is $75,100. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Lapeer's 2025 homestead rate of 29.36 mills and assumes you claim the homestead exemption. See Lapeer's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$185,000Est. $1,412/mo
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