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Active · MLS #20261087536
$210,000 3 bd1 ba1,088 sqft

28036 Larchmont ST , St Clair Shores, MI 48081

Est. $1,833/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1950
Lot0.23 acres
Garage2 spaces
Price/sqft$193
On market0 days

About this home

Charming and move-in ready, this 3 bedroom, 1 bathroom St. Clair Shores ranch is located within the Lakeview School District and offers a functional layout with thoughtful updates throughout. The bright living room flows into the open dining area and updated kitchen, while three comfortable bedrooms and plenty of closet space complete the interior. Major recent improvements include a new garage, driveway, and siding in 2024, a new gate and fence across the driveway in 2025, and a new hot water tank in 2023. The kitchen also features a newer refrigerator and microwave from 2023 and a brand-new dishwasher in 2026. Outside, enjoy a spacious backyard with a patio and plenty of open green space, along with a large front porch. Additional updates include PEX plumbing, an updated bathroom, and a roof with attic insulation replaced in 2018. All appliances stay, making this well-maintained home ready for its next owner!

Monthly payment

$1,833per month
Principal & interest$1,195
Property tax, current$352
Homeowners insurance$200
Mortgage insurance (PMI)$87

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$210,000
Beds3
Baths1 full
Square feet1,088
TypeSingle family residence
SubdivisionSTOEPELS MARTIN ROAD SUB
CountyMacomb
MLS #20261087536
Listed2026-10-29
Days on market0
Year built1950
Possession31–60 days after closing
Stories1 story
HeatingForced air, Natural gas
FoundationCrawl space
Garage spaces2.0
Water / SewerCity water / Sewer at street
Parcel number1416408012
Listing office@properties Christie's Int'l R.E. Birmingham

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$87,875about $105,000
Yearly property tax$4,225about $5,088

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $863 a year more than this seller pays. The assessor's state equalized value (SEV) is $102,300. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses St Clair Shores's 2025 homestead rate of 48.46 mills and assumes you claim the homestead exemption. See St Clair Shores's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-29T15:35+00:00; refreshed at least twice daily.

$210,000Est. $1,833/mo
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