9280 RIVER RD , Clay Township, MI 48001
Est. $2,965/mo with current taxes · · See the breakdown
About this home
RIVERFRONT! 1 Acre Lot Backs to Algonac State Park! Additional 16x19x415x415 Lot extends to River with 19 ft River Frontage with Deck and Ladder. SPACIOUS 4 Bedroom Brick CRAFTSMAN BUNGALOW! 2nd Floor Laundry. 1 1/2 Baths (1/2 Bath prepped for Tub/Shower) Gorgeous Bannister (from old Hudson's Bldg!) Beautiful Wood Floors throughout. All Vinyl Windows, ROOF (front 6 yrs / rear 15 yrs) Huge Great Rm with Woodburning Stove, Spacious Living Rm with Electric Fireplace, and 2nd Floor Family Rm. Formal Dining Rm, Full Basement with Daylight Windows. 2 1/2 Car Pole Barn. Furnace in Attic (easy to add Central Air)
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 25.25 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $424,900 |
| Beds | 4 |
| Baths | 1 full, 1 half |
| Square feet | 2,248 |
| Type | Single family residence |
| Subdivision | SUPRVRS ROY T GILBERTS 11-CLAY TOWNSHIP |
| County | StClair |
| MLS # | 20261087511 |
| Listed | 2026-10-29 |
| Days on market | 0 |
| Year built | 1945 |
| Possession | 30 days after closing |
| Stories | 2 stories |
| Basement | Full, Unfinished |
| Heating | Forced air, Hot water, Natural gas |
| Foundation | Basement, Block |
| Garage spaces | 2.5 |
| Water / Sewer | City water & sewer |
| Waterfront | St. Clair River |
| Fireplace | Yes |
| Parcel number | 74144870002000 |
| Listing office | RE/MAX First |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $65,977 | about $212,450 |
| Yearly property tax | $2,072 | about $5,365 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $3,293 a year more than this seller pays. The assessor's state equalized value (SEV) is $92,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Clay Township's 2025 homestead rate of 25.25 mills and assumes you claim the homestead exemption. See Clay Township's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-29T15:35+00:00; refreshed at least twice daily.