3856 Estates DR , Troy, MI 48084
Est. $3,795/mo with current taxes · · See the breakdown
About this home
Popular Troy Estates Subdivision! Proudly offered by the original owners, this well-maintained home has been lovingly cared for over the years. Features include a newer furnace, central air, and water heater (2023), vinyl windows with warranty, and glass block basement windows. Hardwood floors lie beneath the carpet in much of the home, while the kitchen and baths feature ceramic tile flooring. Enjoy the natural fireplace, convenient first-floor laundry, and whole-house attic fan. 1st floor laundry. Generous room sizes. The finished retro-style basement offers additional living and entertaining space. Situated on one of the nicest lots with a patio. This home provides a wonderful opportunity to move in and make it your own.
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 36.04 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $519,900 |
| Beds | 3 |
| Baths | 2 full, 1 half |
| Square feet | 3,480 |
| Type | Single family residence |
| Subdivision | TROY ESTATES |
| County | Oakland |
| MLS # | 20261087485 |
| Listed | 2026-10-29 |
| Days on market | 0 |
| Year built | 1968 |
| Possession | At closing |
| Stories | 2 stories |
| Basement | Finished, Full |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Poured, Sump pump |
| Garage spaces | 2.0 |
| Water / Sewer | City water & sewer |
| Fireplace | Yes |
| Parcel number | 2019227005 |
| Listing office | RE/MAX First |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $139,690 | about $259,950 |
| Yearly property tax | $5,072 | about $9,369 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $4,297 a year more than this seller pays. The assessor's state equalized value (SEV) is $220,640. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Troy's 2025 homestead rate of 36.04 mills and assumes you claim the homestead exemption. See Troy's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-29T15:35+00:00; refreshed at least twice daily.