Photo 1 of 12237 Cambridge  109 # 1
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Active · MLS #20261087379
$144,000 2 bd2 ba1,660 sqft

12237 Cambridge 109 # 1, Green Oak Township, MI 48178

Est. $1,825/mo with taxes uncapped · See the breakdown

TypeStock cooperative
Built1988
Garage1 spaces
Price/sqft$87
On market0 days
HOA$595/mo

About this home

Impressive price reduction on this tastefully updated end unit co-op offering move-in ready living with desirable lake access. The main floor has been freshly painted and features newer luxury vinyl plank flooring throughout. Some of the highlights include Central A/C (2021), granite countertops in the kitchen, Wallside Windows, an attached garage, full finished basement with non-conforming bedroom and full bathroom providing excellent space for guests, home office or additional living needs. Enjoy the convenience of lake access along with thoughtful updates found in this cozy end unit which offers a sun-filled three season room on main floor for added space and enjoyment. Monthly HOA fee covers water, septic, grounds maintenance, boiler & water tank repair/replace. Cash Only. Pets allowed (number & breed restriction). Immediate occupancy.

Monthly payment

$1,825per month
Principal & interest$819
Property tax, uncapped$152
Homeowners insurance$200
Mortgage insurance (PMI)$59
HOA dues$595

The uncapped tax line is this home's bill after it uncaps: half the price times 25.30 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$144,000
Beds2
Baths2 full
Square feet1,660
TypeStock cooperative
Subdivision—
CountyLivingston
MLS #20261087379
Listed2026-10-29
Days on market0
Year built1988
PossessionAt closing
Stories1 story, ground floor
BasementFinished, Full
HeatingBaseboard, Natural gas
FoundationBasement, Poured
Garage spaces1.0
Water / SewerCommunity, Well / Shared septic
WaterfrontTen Mile(Crooked Lake, Lime Kiln, Sandy Bottom
Listing officeNational Realty Centers, Inc

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value—about $72,000
Yearly property tax—about $1,822

Michigan caps a homeowner's taxable value until the home sells, then it resets. Estimate uses Green Oak Township's 2025 homestead rate of 25.30 mills and assumes you claim the homestead exemption. See Green Oak Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-29T15:35+00:00; refreshed at least twice daily.

$144,000Est. $1,825/mo
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