38293 Saratoga CIR , Farmington Hills, MI 48331
Est. $2,951/mo with current taxes · · See the breakdown
About this home
Welcome home to this beautifully maintained end-unit condo in the desirable Saratoga Farms community! Offering 2 bedrooms and 2.5 baths, this spacious home features an updated kitchen, new first-floor windows, and a new doorwall. The light-filled living room boasts vaulted ceilings and a cozy gas fireplace, while the first-floor primary suite and convenient first-floor laundry make everyday living easy. Upstairs, a versatile loft provides the perfect space for a home office, sitting area, or additional living space. Step outside to enjoy the private deck, plus a full basement offering plenty of storage and future finishing potential. A 2-car attached garage completes this move-in-ready home. Ideally located just steps from Farmington Hills Golf Club and close to shopping, dining, and major roadways!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 39.49 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $319,900 |
| Beds | 2 |
| Baths | 2 full, 1 half |
| Square feet | 1,418 |
| Type | Condominium |
| Subdivision | SARATOGA FARMS OCCPN 1038 |
| County | Oakland |
| MLS # | 20261087310 |
| Listed | 2026-11-01 |
| Days on market | 1 |
| Year built | 1997 |
| Possession | Negotiable |
| Stories | 1.5 stories |
| Basement | Unfinished |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Poured, Sump pump |
| Garage spaces | 2.0 |
| Water / Sewer | City water & sewer |
| Fireplace | Yes |
| Parcel number | 2318477045 |
| Listing office | @properties Christie's Int'l R.E. Royal Oak |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $120,300 | about $159,950 |
| Yearly property tax | $5,688 | about $6,317 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $629 a year more than this seller pays. The assessor's state equalized value (SEV) is $136,270. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Farmington Hills's 2025 homestead rate of 39.49 mills and assumes you claim the homestead exemption. See Farmington Hills's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T11:13+00:00; refreshed at least twice daily.